+79%
Median federal debt at exit
Median federal debt at exit at Bellus Academy-El Cajon rose 79% between 2007 and 2010 ($4.4k → $7.9k).
California · Private for-profit · Predominantly certificates
Bellus Academy-El Cajon
El Cajon, California. 205 undergraduate students. 1 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Bellus Academy-El Cajon
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-41%
150%-time completion
150%-time completion at Bellus Academy-El Cajon fell 41% between 2007 and 2010 (77.4% → 45.5%).
-31%
Undergraduate enrollment
Undergraduate enrollment at Bellus Academy-El Cajon fell 31% between 2007 and 2010 (136 → 94).
-15%
First-year retention
First-year retention at Bellus Academy-El Cajon fell 15% between 2007 and 2010 (88.8% → 75.9%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. California
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$30,807+75% · 6→10y
California median $42,588$17,642
Treasury earnings · 6y post-entry75.0%-41% · '97→'10
California median 61.3%$6,330+352% · '97→'10
At program completion205-36% · '96→'10
latest IPEDS82.3%+3% · '04→'10
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.7%Median federal debt $6,330 amortized over 10 years vs. median earnings $30,807 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-41%
Bellus Academy-El Cajon · completion · 150% fell
76.8% → 45.5%
-26%
Bellus Academy-El Cajon · undergrad enrollment fell
146 → 94
+352%
Bellus Academy-El Cajon · median debt rose
$1,750 → $7,917
-100%
Bellus Academy-El Cajon · cohort default rate fell
31.0% → 0.0%
+127%
Bellus Academy-El Cajon · pell share rose
22.7% → 51.6%
+45%
Bellus Academy-El Cajon · earnings_median_8yr rose
$17,600 → $25,514
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
1 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
PERSONAL & CULINARY SERVICES · CIP 12
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Bellus Academy-El Cajon graduates earn $X” — not “Bellus Academy-El Cajon makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Bellus Academy-El Cajon caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.