+70%
Median federal debt at exit
Median federal debt at exit at Bellus Academy-Poway rose 70% between 2006 and 2009 ($4.4k → $7.5k).
California · Private for-profit · Predominantly certificates
Bellus Academy-Poway
Poway, California. 369 undergraduate students. 3 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Bellus Academy-Poway
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Bellus Academy-Poway fell 100% between 2021 and 2024 (0.5% → 0.0%).
-30%
150%-time completion
150%-time completion at Bellus Academy-Poway fell 30% between 2006 and 2009 (93.5% → 65.0%).
-18pp
150%-time completion
150%-time completion fell 18 pp at Bellus Academy-Poway vs the 2003–2007 baseline (64.1% vs 82.1%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. California
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$25,223+7% · 6→10y
California median $42,588$23,546
Treasury earnings · 6y post-entry64.1%-19% · '97→'09
California median 61.3%$6,333+236% · '97→'09
At program completion369+383% · '96→'09
latest IPEDS87.9%+27% · '04→'09
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.3%Median federal debt $6,333 amortized over 10 years vs. median earnings $25,223 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+27%
Bellus Academy-Poway · retention rose
68.0% → 86.3%
+155%
Bellus Academy-Poway · undergrad enrollment rose
81 → 391
+236%
Bellus Academy-Poway · median debt rose
$2,231 → $7,500
-100%
Bellus Academy-Poway · cohort default rate fell
13.3% → 0.0%
+58%
Bellus Academy-Poway · pell share rose
14.0% → 22.0%
+21%
Bellus Academy-Poway · earnings_median_8yr rose
$21,000 → $25,507
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
2 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
PERSONAL & CULINARY SERVICES · CIP 12
HEALTH PROFESSIONS · CIP 51
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Bellus Academy-Poway graduates earn $X” — not “Bellus Academy-Poway makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Bellus Academy-Poway caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.