+23%
Median federal debt at exit
Median federal debt at exit at Biola University rose 23% between 2007 and 2010 ($11.8k → $14.5k).
California · Private nonprofit · Predominantly bachelor's
Biola University
La Mirada, California. 3,390 undergraduate students. 85 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Biola University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Biola University fell 100% between 2021 and 2024 (0.7% → 0.0%).
+10%
In-state tuition
In-state tuition at Biola University rose 10% between 2021 and 2024 ($44.4k → $49.0k).
+10%
Out-of-state tuition
Out-of-state tuition at Biola University rose 10% between 2021 and 2024 ($44.4k → $49.0k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. California
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$56,778+24% · 6→10y
California median $42,588$45,752
Treasury earnings · 6y post-entry68.8%+23% · '97→'24
California median 61.3%$19,000+32% · '97→'10
At program completion3,390+92% · '96→'10
latest IPEDS85.3%-12% · '04→'24
first-time, full-time60.1%+34% · '01→'24
latest cohort$46,704+195% · '00→'24
out-of-state $46,704SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.5%Median federal debt $19,000 amortized over 10 years vs. median earnings $56,778 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+23%
Biola University · completion · 150% rose
55.0% → 67.6%
+37%
Biola University · completion · 100% rose
39.6% → 54.1%
-12%
Biola University · retention fell
95.0% → 83.9%
+92%
Biola University · undergrad enrollment rose
2,121 → 4,080
+195%
Biola University · in-state tuition rose
$16,630 → $48,984
+195%
Biola University · out-of-state tuition rose
$16,630 → $48,984
+32%
Biola University · median debt rose
$11,000 → $14,500
-100%
Biola University · cohort default rate fell
2.8% → 0.0%
+31%
Biola University · earnings_median_8yr rose
$41,500 → $54,476
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Clinical, Counseling and Applied Psychology.$98,460Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$88,061Philosophy and Religious Studies, Other.$76,926Communication Disorders Sciences and Services.$76,744Political Science and Government.$76,335Business/Commerce, General.$69,000Education, General.$67,062Communication and Media Studies.$59,996Biology, General.$58,547Sociology.$54,914Theology and Religious Vocations, Other.$53,899Teacher Education and Professional Development, Specific Levels and Methods.$53,454Psychology, General.$51,956Theological and Ministerial Studies.$51,063Bible/Biblical Studies.$49,524English Language and Literature, General.$48,370Radio, Television, and Digital Communication.$44,124Intercultural/Multicultural and Diversity Studies.$43,599Fine and Studio Arts.$43,209Religious Education.$41,982Bible/Biblical Studies.$40,757Journalism.$37,551
SECTION 06 · BY CIP FAMILY
22 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PHILOSOPHY & RELIGIOUS STUDIES · CIP 38
THEOLOGY & RELIGIOUS VOCATIONS · CIP 39
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
COMMUNICATION & JOURNALISM · CIP 09
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Biola University graduates earn $X” — not “Biola University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Biola University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.