Clinical, Counseling and Applied Psychology at Denver Seminary
Federal outcomes for master's degree graduates of Denver Seminary. 73 completers in the most recent 4-year window (50 in the latest year alone). Median earnings 5 years after completion: $56,273.
What this program's debt costs its graduates
Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.
This program at Denver Seminary
9.9%Median federal debt $41,930 amortized over 10 years vs. median 5-year earnings $56,273.
Statewide CIP-4 peer median
10.1%Same debt against the Colorado CIP 4228 peer-median earnings $55,347.
How this program has shifted
Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.
Estimate the financial outcome of this program
Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
Federal privacy rules suppressed earnings for Clinical, Counseling and Applied Psychology · Master's Degree at Denver Seminary(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
Clinical, Counseling and Applied Psychology across Colorado institutions
Same CIP-4 code and credential level, all Colorado Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.
What this page tells you, and what it doesn't
Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.