-100%
3-year cohort default rate
3-year cohort default rate at Florida SouthWestern State College fell 100% between 2021 and 2024 (3.6% → 0.0%).
Florida · Public · Predominantly associate's
Florida SouthWestern State College
Fort Myers, Florida. 10,613 undergraduate students. 47 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Florida SouthWestern State College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+16%
First-year retention
First-year retention at Florida SouthWestern State College rose 15% between 2006 and 2009 (56.0% → 64.7%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Florida
Each tile compares this institution to the Florida median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$43,421+17% · 6→10y
Florida median $36,288$37,028
Treasury earnings · 6y post-entry38.5%+90% · '97→'24
Florida median 65.6%$5,000+129% · '97→'20
At program completion10,613+57% · '96→'24
latest IPEDS—+15% · '04→'09
first-time, full-time—
latest cohort$3,401+133% · '00→'24
out-of-state $12,979SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
1.5%Median federal debt $5,000 amortized over 10 years vs. median earnings $43,421 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+90%
Florida SouthWestern State College · completion · 150% rose
20.6% → 39.2%
+15%
Florida SouthWestern State College · retention rose
56.0% → 64.7%
+57%
Florida SouthWestern State College · undergrad enrollment rose
7,026 → 11,052
+133%
Florida SouthWestern State College · in-state tuition rose
$1,459 → $3,401
+142%
Florida SouthWestern State College · out-of-state tuition rose
$5,368 → $12,979
+129%
Florida SouthWestern State College · median debt rose
$3,500 → $8,000
-100%
Florida SouthWestern State College · cohort default rate fell
20.1% → 0.0%
+47%
Florida SouthWestern State College · pell share rose
23.6% → 34.7%
+21%
Florida SouthWestern State College · earnings_median_6yr rose
$30,600 → $37,028
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$90,986Allied Health Diagnostic, Intervention, and Treatment Professions.$68,585Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$68,518Dental Support Services and Allied Professions.$65,662Computer Systems Networking and Telecommunications.$62,324Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other.$60,727Allied Health Diagnostic, Intervention, and Treatment Professions.$59,050Business Administration, Management and Operations.$57,570Accounting and Related Services.$54,668Teacher Education and Professional Development, Specific Subject Areas.$52,380Legal Support Services.$50,187Teacher Education and Professional Development, Specific Levels and Methods.$49,991Criminal Justice and Corrections.$47,887Liberal Arts and Sciences, General Studies and Humanities.$43,907Business Administration, Management and Operations.$41,399
SECTION 06 · BY CIP FAMILY
15 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
LEGAL PROFESSIONS · CIP 22
LIBERAL ARTS & GENERAL STUDIES · CIP 24
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$68,518Allied Health Diagnostic, Intervention, and Treatment Professions.$59,050Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$90,986Allied Health Diagnostic, Intervention, and Treatment Professions.$68,585Dental Support Services and Allied Professions.$65,662
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Florida SouthWestern State College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$197,483
Over 40 years, discounted 5.0%
BREAKEVEN
Year 9
First year cumulative discounted earnings cross zero
- Cost per year
- $10,002
- HS-only baseline · FL
- $35,400
- Years to complete
- 2
- CIP family
- 24
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Florida
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Florida SouthWestern State College graduates earn $X” — not “Florida SouthWestern State College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Florida SouthWestern State College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.