Coral Gables, Florida. 12,570 undergraduate students. 245 programs in the federal Field-of-Study dataset.
UNITID 135726 · OPEID 001536 · IPEDS HDVINTAGE · COLLEGE SCORECARD · 2025-05 · HISTORY 1996–2024
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at University of Miami
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
LONG-ARC SHIFT · TRENDING WORSE+14%
In-state tuition
In-state tuition at University of Miami rose 14% between 2021 and 2024 ($54.8k → $62.6k).
LONG-ARC SHIFT · TRENDING BETTER-100%
3-year cohort default rate
3-year cohort default rate at University of Miami fell 100% between 2021 and 2024 (0.6% → 0.0%).
LONG-ARC SHIFT · TRENDING WORSE+14%
Out-of-state tuition
Out-of-state tuition at University of Miami rose 14% between 2021 and 2024 ($54.8k → $62.6k).
PEER OUTLIER · TRENDING BETTER+58%
Private nonprofit bachelor's-predominant peer
10-year earnings at University of Miami are 58% above the private nonprofit bachelor's-predominant peer median ($75.3k vs $47.6k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Florida
Each tile compares this institution to the Florida median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
MEDIAN EARNINGS · 10Y
$75,328+22% · 6→10y
Florida median $36,288
MEDIAN EARNINGS · 6Y
$61,508
Treasury earnings · 6y post-entry
COMPLETION · 150%
84.2%+45% · '97→'24
Florida median 65.6%
MEDIAN FEDERAL DEBT
$15,250+51% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
12,570+54% · '96→'24
latest IPEDS
RETENTION
92.2%+8% · '04→'24
first-time, full-time
ADMISSION RATE
18.5%-59% · '01→'24
latest cohort
IN-STATE TUITION
$59,926+178% · '00→'24
out-of-state $59,926
SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.7%
0%8% · GE20%+
Median federal debt $15,250 amortized over 10 years vs. median earnings $75,328 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
UNDERGRAD · 1996–202412,913
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997–202483.7%
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 1997–2020$17,500
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 1997→2024+45%
University of Miami · completion · 150% rose
57.5% → 83.7%
COMPLETION · 100% · 1997→2024+72%
University of Miami · completion · 100% rose
42.3% → 72.7%
UNDERGRAD ENROLLMENT · 1996→2024+54%
University of Miami · undergrad enrollment rose
8,377 → 12,913
IN-STATE TUITION · 2000→2024+178%
University of Miami · in-state tuition rose
$22,528 → $62,616
OUT-OF-STATE TUITION · 2000→2024+178%
University of Miami · out-of-state tuition rose
$22,528 → $62,616
MEDIAN DEBT · 1997→2020+51%
University of Miami · median debt rose
$11,625 → $17,500
COHORT DEFAULT RATE · 2011→2024-100%
University of Miami · cohort default rate fell
2.7% → 0.0%
EARNINGS_MEDIAN_10YR · 2007→2020+41%
University of Miami · earnings_median_10yr rose
$53,300 → $75,328
EARNINGS_MEDIAN_8YR · 2005→2020+47%
University of Miami · earnings_median_8yr rose
$47,700 → $70,100
EARNINGS_MEDIAN_6YR · 2003→2020+54%
University of Miami · earnings_median_6yr rose
$40,000 → $61,508
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Estimate the financial outcome at University of Miami
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$1,032,461
Over 40 years, discounted 5.0%
BREAKEVEN
Year 10
First year cumulative discounted earnings cross zero
Cost per year
$20,250
HS-only baseline · FL
$35,400
Years to complete
7
CIP family
22
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Florida
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
“University of Miami graduates earn $X” — not “University of Miami makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of Miami caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.