-100%
3-year cohort default rate
3-year cohort default rate at Elmhurst University fell 100% between 2021 and 2024 (0.2% → 0.0%).
Illinois · Private nonprofit · Predominantly bachelor's
Elmhurst University
Elmhurst, Illinois. 2,954 undergraduate students. 80 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Elmhurst University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Illinois
Each tile compares this institution to the Illinois median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$61,462+16% · 6→10y
Illinois median $40,810$52,803
Treasury earnings · 6y post-entry65.2%+31% · '97→'24
Illinois median 53.3%$15,000+102% · '97→'20
At program completion2,954+18% · '96→'24
latest IPEDS75.8%-5% · '04→'24
first-time, full-time75.7%-5% · '01→'24
latest cohort$41,628+165% · '01→'24
out-of-state $41,628SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.3%Median federal debt $15,000 amortized over 10 years vs. median earnings $61,462 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+31%
Elmhurst University · completion · 150% rose
53.4% → 70.0%
+41%
Elmhurst University · completion · 100% rose
40.1% → 56.6%
+165%
Elmhurst University · in-state tuition rose
$16,200 → $42,955
+165%
Elmhurst University · out-of-state tuition rose
$16,200 → $42,955
+102%
Elmhurst University · median debt rose
$10,148 → $20,489
-100%
Elmhurst University · cohort default rate fell
2.0% → 0.0%
+66%
Elmhurst University · pell share rose
22.1% → 36.8%
+21%
Elmhurst University · earnings_median_10yr rose
$51,000 → $61,462
+24%
Elmhurst University · earnings_median_8yr rose
$48,200 → $59,730
+23%
Elmhurst University · earnings_median_6yr rose
$43,000 → $52,803
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Business Administration, Management and Operations.$112,080Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$99,646Accounting and Related Services.$86,907Finance and Financial Management Services.$85,336Marketing.$81,964Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$81,296Clinical, Counseling and Applied Psychology.$75,918Criminal Justice and Corrections.$72,219Business Administration, Management and Operations.$71,103Romance Languages, Literatures, and Linguistics.$65,456Health and Physical Education/Fitness.$63,657Communication Disorders Sciences and Services.$62,863Biology, General.$58,884Teacher Education and Professional Development, Specific Subject Areas.$58,102Communication Disorders Sciences and Services.$58,018History.$56,882Rhetoric and Composition/Writing Studies.$54,045Psychology, General.$53,088Teacher Education and Professional Development, Specific Levels and Methods.$52,374Communication and Media Studies.$50,554English Language and Literature, General.$47,521Arts, Entertainment,and Media Management.$41,639Music.$38,722
SECTION 06 · BY CIP FAMILY
23 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
FOREIGN LANGUAGES · CIP 16
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PARKS, RECREATION & FITNESS · CIP 31
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Elmhurst University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$156,309
Over 40 years, discounted 5.0%
BREAKEVEN
Year 16
First year cumulative discounted earnings cross zero
- Cost per year
- $20,115
- HS-only baseline · IL
- $38,300
- Years to complete
- 4
- CIP family
- 42
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Illinois
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Elmhurst University graduates earn $X” — not “Elmhurst University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Elmhurst University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.