CIP 3902 · Bachelor's Degree · Moody Bible Institute

Bible/Biblical Studies at Moody Bible Institute

Federal outcomes for bachelor's degree graduates of Moody Bible Institute. 69 completers in the most recent 4-year window (80 in the latest year alone). Median earnings 5 years after completion: $46,742.

MEDIAN EARNINGS · 5Y
$46,742
Illinois CIP-4 median $42,261
MEDIAN EARNINGS · 4Y
$40,619
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$12,690
At program completion
COMPLETERS · 4Y WINDOW
69
80 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Moody Bible Institute

3.6%
0%8% · GE20%+

Median federal debt $12,690 amortized over 10 years vs. median 5-year earnings $46,742.

Statewide CIP-4 peer median

4.0%
0%8% · GE20%+

Same debt against the Illinois CIP 3902 peer-median earnings $42,261.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20172018$12,690
$12,690$7,25020172018
Median federal debt at program exit.FoS
COMPLETERS · 2014201969
1716920142019
Annual completers (IPEDS C).IPEDS
DEBT_MEDIAN · 20172018+75%

Bible/Biblical Studies at Moody Bible Institute · debt_median rose

7,250 → 12,690

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$78,140
Over 40 years, discounted 5.0%
BREAKEVEN
Year 26
First year cumulative discounted earnings cross zero
graduationbreakeven · year 26year 0year 39
Cost per year
$24,872
HS-only baseline · IL
$38,300
Years to complete
4
CIP family
39

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 3902

Bible/Biblical Studies across Illinois institutions

Same CIP-4 code and credential level, all Illinois Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

Moody Bible InstituteTHIS PROGRAM$46,74269 grads
Wheaton CollegePEER$42,26122 grads
SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →