-10%
Public bachelor's-predominant peer
10-year earnings at Indiana University-Northwest are 10% below the public bachelor's-predominant peer median ($43.4k vs $48.4k).
Indiana · Public · Predominantly bachelor's
Indiana University-Northwest
Gary, Indiana. 2,582 undergraduate students. 71 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Indiana University-Northwest
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Indiana University-Northwest fell 100% between 2021 and 2024 (2.4% → 0.0%).
+11%
First-year retention
First-year retention at Indiana University-Northwest rose 11% between 2021 and 2024 (64.2% → 71.4%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Indiana
Each tile compares this institution to the Indiana median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$43,361+9% · 6→10y
Indiana median $46,945$39,714
Treasury earnings · 6y post-entry36.9%+42% · '97→'24
Indiana median 60.7%$12,478+727% · '97→'20
At program completion2,582-36% · '96→'24
latest IPEDS68.7%+17% · '04→'24
first-time, full-time76.7%-7% · '01→'24
latest cohort$8,179+144% · '01→'24
out-of-state $22,043SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.8%Median federal debt $12,478 amortized over 10 years vs. median earnings $43,361 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+42%
Indiana University-Northwest · completion · 150% rose
26.4% → 37.4%
+237%
Indiana University-Northwest · completion · 100% rose
5.9% → 20.0%
+17%
Indiana University-Northwest · retention rose
61.0% → 71.4%
-36%
Indiana University-Northwest · undergrad enrollment fell
4,189 → 2,661
+144%
Indiana University-Northwest · in-state tuition rose
$3,447 → $8,424
+161%
Indiana University-Northwest · out-of-state tuition rose
$8,746 → $22,811
+727%
Indiana University-Northwest · median debt rose
$2,625 → $21,710
-100%
Indiana University-Northwest · cohort default rate fell
10.4% → 0.0%
+49%
Indiana University-Northwest · pell share rose
28.5% → 42.5%
+23%
Indiana University-Northwest · earnings_median_8yr rose
$33,600 → $41,246
+24%
Indiana University-Northwest · earnings_median_6yr rose
$32,100 → $39,714
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Business/Commerce, General.$106,617Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$76,826Public Administration.$76,228Allied Health Diagnostic, Intervention, and Treatment Professions.$66,583Social Work.$60,585Computer Science.$59,095Allied Health Diagnostic, Intervention, and Treatment Professions.$58,001Business/Commerce, General.$56,498Public Health.$54,133Health and Medical Administrative Services.$53,970Dental Support Services and Allied Professions.$53,880Criminal Justice and Corrections.$49,702Teacher Education and Professional Development, Specific Levels and Methods.$47,922Social Work.$45,619Liberal Arts and Sciences, General Studies and Humanities.$45,103Communication and Media Studies.$41,186Psychology, General.$39,507Dental Support Services and Allied Professions.$29,320
SECTION 06 · BY CIP FAMILY
18 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
LIBERAL ARTS & GENERAL STUDIES · CIP 24
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$76,826Allied Health Diagnostic, Intervention, and Treatment Professions.$66,583Allied Health Diagnostic, Intervention, and Treatment Professions.$58,001Dental Support Services and Allied Professions.$53,880Public Health.$54,133Dental Support Services and Allied Professions.$29,320Health and Medical Administrative Services.$53,970
BUSINESS, MANAGEMENT & MARKETING · CIP 52
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Indiana University-Northwest
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$715,096
Over 40 years, discounted 5.0%
BREAKEVEN
Year 5
First year cumulative discounted earnings cross zero
- Cost per year
- $8,589
- HS-only baseline · IN
- $36,400
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Indiana
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Indiana University-Northwest graduates earn $X” — not “Indiana University-Northwest makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Indiana University-Northwest caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.