+19%
Median federal debt at exit
Median federal debt at exit at ATA College rose 19% between 2017 and 2020 ($17.7k → $21.0k).
Kentucky · Private for-profit · Predominantly associate's
ATA College
Louisville, Kentucky. 337 undergraduate students. 27 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at ATA College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at ATA College fell 100% between 2021 and 2024 (2.9% → 0.0%).
+90%
First-year retention
First-year retention at ATA College rose 90% between 2021 and 2024 (44.7% → 84.8%).
+27%
Undergraduate enrollment
Undergraduate enrollment at ATA College rose 27% between 2021 and 2024 (286 → 363).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Kentucky
Each tile compares this institution to the Kentucky median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$34,577+16% · 6→10y
Kentucky median $37,114$29,724
Treasury earnings · 6y post-entry33.3%+9% · '07→'09
Kentucky median 49.7%$15,834+154% · '06→'20
At program completion337+62% · '06→'24
latest IPEDS43.9%+20% · '07→'24
first-time, full-time—+12% · '09→'11
latest cohort$13,930+56% · '06→'24
out-of-state $13,930SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
6.1%Median federal debt $15,834 amortized over 10 years vs. median earnings $34,577 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+20%
ATA College · retention rose
70.6% → 84.8%
+62%
ATA College · undergrad enrollment rose
224 → 363
+56%
ATA College · in-state tuition rose
$9,110 → $14,200
+56%
ATA College · out-of-state tuition rose
$9,110 → $14,200
+154%
ATA College · median debt rose
$8,281 → $21,030
-100%
ATA College · cohort default rate fell
24.1% → 0.0%
+29%
ATA College · pell share rose
64.7% → 83.7%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$75,209Practical Nursing, Vocational Nursing and Nursing Assistants.$54,464Practical Nursing, Vocational Nursing and Nursing Assistants.$52,095Health and Medical Administrative Services.$38,121Allied Health Diagnostic, Intervention, and Treatment Professions.$37,508Allied Health and Medical Assisting Services.$34,819Allied Health and Medical Assisting Services.$32,347Allied Health Diagnostic, Intervention, and Treatment Professions.$32,315Health and Medical Administrative Services.$31,068Dental Support Services and Allied Professions.$28,312Clinical/Medical Laboratory Science/Research and Allied Professions.$23,841
SECTION 06 · BY CIP FAMILY
11 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
HEALTH PROFESSIONS · CIP 51
Practical Nursing, Vocational Nursing and Nursing Assistants.$54,464Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$75,209Dental Support Services and Allied Professions.$28,312Allied Health Diagnostic, Intervention, and Treatment Professions.$37,508Allied Health and Medical Assisting Services.$32,347Allied Health and Medical Assisting Services.$34,819Health and Medical Administrative Services.$38,121Health and Medical Administrative Services.$31,068Allied Health Diagnostic, Intervention, and Treatment Professions.$32,315Clinical/Medical Laboratory Science/Research and Allied Professions.$23,841Practical Nursing, Vocational Nursing and Nursing Assistants.$52,095
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at ATA College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$401,351
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
- Cost per year
- $28,014
- HS-only baseline · KY
- $33,900
- Years to complete
- 2
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Kentucky
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“ATA College graduates earn $X” — not “ATA College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending ATA College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.