-31%
Undergraduate enrollment
Undergraduate enrollment at Fortis Institute-Towson fell 31% between 2021 and 2024 (510 → 354).
Maryland · Private for-profit · Predominantly certificates
Fortis Institute-Towson
Towson, Maryland. 373 undergraduate students. 18 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Fortis Institute-Towson
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Fortis Institute-Towson fell 100% between 2021 and 2024 (4.1% → 0.0%).
-28%
150%-time completion
150%-time completion at Fortis Institute-Towson fell 28% between 2006 and 2009 (67.4% → 48.4%).
-25pp
150%-time completion
150%-time completion fell 25 pp at Fortis Institute-Towson vs the 2003–2007 baseline (38.7% vs 63.9%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Maryland
Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$36,368+10% · 6→10y
Maryland median $46,719$33,189
Treasury earnings · 6y post-entry38.7%-25% · '99→'09
Maryland median 52.1%$9,500+221% · '97→'20
At program completion373-12% · '96→'24
latest IPEDS47.8%-34% · '04→'24
first-time, full-time—+15% · '01→'11
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.5%Median federal debt $9,500 amortized over 10 years vs. median earnings $36,368 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-25%
Fortis Institute-Towson · completion · 150% fell
64.5% → 48.4%
-34%
Fortis Institute-Towson · retention fell
73.0% → 48.2%
+221%
Fortis Institute-Towson · median debt rose
$3,909 → $12,547
-100%
Fortis Institute-Towson · cohort default rate fell
15.4% → 0.0%
+22%
Fortis Institute-Towson · earnings_median_10yr rose
$29,900 → $36,368
+24%
Fortis Institute-Towson · earnings_median_8yr rose
$28,200 → $34,896
+23%
Fortis Institute-Towson · earnings_median_6yr rose
$27,000 → $33,189
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$75,709Practical Nursing, Vocational Nursing and Nursing Assistants.$52,884Allied Health Diagnostic, Intervention, and Treatment Professions.$50,560Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR).$43,961Allied Health Diagnostic, Intervention, and Treatment Professions.$42,664Precision Metal Working.$34,564Health and Medical Administrative Services.$34,242Allied Health and Medical Assisting Services.$32,202Dental Support Services and Allied Professions.$32,123Dental Support Services and Allied Professions.$27,731Health and Medical Administrative Services.$27,652Allied Health and Medical Assisting Services.$27,367Electrical/Electronics Maintenance and Repair Technology.$26,059Somatic Bodywork and Related Therapeutic Services.$21,640
SECTION 06 · BY CIP FAMILY
14 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
PRECISION PRODUCTION · CIP 48
HEALTH PROFESSIONS · CIP 51
Allied Health and Medical Assisting Services.$32,202Dental Support Services and Allied Professions.$27,731Health and Medical Administrative Services.$34,242Somatic Bodywork and Related Therapeutic Services.$21,640Dental Support Services and Allied Professions.$32,123Health and Medical Administrative Services.$27,652Allied Health and Medical Assisting Services.$27,367Allied Health Diagnostic, Intervention, and Treatment Professions.$42,664Allied Health Diagnostic, Intervention, and Treatment Professions.$50,560Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$75,709Practical Nursing, Vocational Nursing and Nursing Assistants.$52,884
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Fortis Institute-Towson
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$168,371
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $26,780
- HS-only baseline · MD
- $41,100
- Years to complete
- 1
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Maryland
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Fortis Institute-Towson graduates earn $X” — not “Fortis Institute-Towson makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Fortis Institute-Towson caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.