-100%
3-year cohort default rate
3-year cohort default rate at Loyola University Maryland fell 100% between 2021 and 2024 (0.7% → 0.0%).
Maryland · Private nonprofit · Predominantly bachelor's
Loyola University Maryland
Baltimore, Maryland. 3,975 undergraduate students. 75 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Loyola University Maryland
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+29%
Private nonprofit bachelor's-predominant peer
10-year earnings at Loyola University Maryland are 29% above the private nonprofit bachelor's-predominant peer median ($82.7k vs $64.1k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Maryland
Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$82,652+28% · 6→10y
Maryland median $46,719$64,453
Treasury earnings · 6y post-entry80.5%+3% · '97→'24
Maryland median 52.1%$23,882+86% · '97→'20
At program completion3,975+22% · '96→'24
latest IPEDS85.9%-2% · '04→'24
first-time, full-time76.3%+24% · '01→'24
latest cohort$55,480+169% · '00→'24
out-of-state $55,480SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.8%Median federal debt $23,882 amortized over 10 years vs. median earnings $82,652 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+22%
Loyola University Maryland · undergrad enrollment rose
3,176 → 3,869
+169%
Loyola University Maryland · in-state tuition rose
$21,230 → $57,150
+169%
Loyola University Maryland · out-of-state tuition rose
$21,230 → $57,150
+86%
Loyola University Maryland · median debt rose
$14,500 → $27,000
-70%
Loyola University Maryland · cohort default rate fell
1.4% → 0.0%
+141%
Loyola University Maryland · pell share rose
8.4% → 20.4%
+23%
Loyola University Maryland · earnings_median_10yr rose
$67,400 → $82,652
+29%
Loyola University Maryland · earnings_median_8yr rose
$59,000 → $75,881
+29%
Loyola University Maryland · earnings_median_6yr rose
$50,100 → $64,453
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Business Administration, Management and Operations.$137,437Accounting and Related Services.$106,160Engineering, General.$99,541Biology, General.$95,658Business Administration, Management and Operations.$91,469Communication Disorders Sciences and Services.$77,096Political Science and Government.$73,440Communication and Media Studies.$73,116Communication Disorders Sciences and Services.$69,502Multi/Interdisciplinary Studies, Other.$68,938Mental and Social Health Services and Allied Professions.$66,147Student Counseling and Personnel Services.$66,017History.$65,917Clinical, Counseling and Applied Psychology.$65,864Psychology, General.$65,554Social Sciences, Other.$63,145English Language and Literature, General.$59,545Teacher Education and Professional Development, Specific Levels and Methods.$53,304Teacher Education and Professional Development, Specific Levels and Methods.$52,726
SECTION 06 · BY CIP FAMILY
19 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGINEERING · CIP 14
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
SOCIAL SCIENCES · CIP 45
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Loyola University Maryland
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$880,131
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $27,472
- HS-only baseline · MD
- $41,100
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Maryland
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Loyola University Maryland graduates earn $X” — not “Loyola University Maryland makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Loyola University Maryland caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.