+17%
Out-of-state tuition
Out-of-state tuition at Towson University rose 17% between 2021 and 2024 ($25.5k → $29.8k).
Maryland · Public · Predominantly bachelor's
Towson University
Towson, Maryland. 16,400 undergraduate students. 130 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Towson University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Towson University fell 100% between 2021 and 2024 (1.7% → 0.0%).
+12%
In-state tuition
In-state tuition at Towson University rose 12% between 2021 and 2024 ($10.5k → $11.7k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Maryland
Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$64,390+19% · 6→10y
Maryland median $46,719$54,302
Treasury earnings · 6y post-entry67.6%+32% · '97→'24
Maryland median 52.1%$15,362+206% · '97→'20
At program completion16,400+36% · '96→'24
latest IPEDS83.2%-3% · '04→'24
first-time, full-time82.8%+40% · '01→'24
latest cohort$11,306+148% · '00→'24
out-of-state $28,326SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.2%Median federal debt $15,362 amortized over 10 years vs. median earnings $64,390 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+32%
Towson University · completion · 150% rose
52.8% → 69.5%
+74%
Towson University · completion · 100% rose
27.1% → 47.1%
+36%
Towson University · undergrad enrollment rose
11,857 → 16,136
+148%
Towson University · in-state tuition rose
$4,720 → $11,728
+167%
Towson University · out-of-state tuition rose
$11,150 → $29,820
+206%
Towson University · median debt rose
$6,125 → $18,718
-100%
Towson University · cohort default rate fell
3.0% → 0.0%
+140%
Towson University · pell share rose
14.9% → 35.8%
+26%
Towson University · earnings_median_10yr rose
$51,300 → $64,390
+28%
Towson University · earnings_median_8yr rose
$46,700 → $59,840
+31%
Towson University · earnings_median_6yr rose
$41,600 → $54,302
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Allied Health Diagnostic, Intervention, and Treatment Professions.$149,015Computer and Information Sciences, General.$122,926Computer/Information Technology Administration and Management.$112,379Computer Science.$110,595Information Science/Studies.$109,618Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$103,756Business Administration, Management and Operations.$99,373Accounting and Related Services.$96,775Communication Disorders Sciences and Services.$95,854Computer and Information Sciences, General.$92,993Human Resources Management and Services.$91,378Biochemistry, Biophysics and Molecular Biology.$90,110Information Science/Studies.$86,490Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$85,718Accounting and Related Services.$82,358Mathematics.$80,195Security Science and Technology.$79,468Chemistry.$78,982Health Professions and Related Clinical Sciences, Other.$78,945Business Administration, Management and Operations.$78,303Clinical, Counseling and Applied Psychology.$77,205Health Services/Allied Health/Health Sciences, General.$75,217Rehabilitation and Therapeutic Professions.$74,842Educational/Instructional Media Design.$73,681
Showing top 24 of 61 ranked programs.
SECTION 06 · BY CIP FAMILY
61 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMMUNICATIONS TECHNOLOGIES · CIP 10
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
Special Education and Teaching.$57,712Teacher Education and Professional Development, Specific Levels and Methods.$55,353Teacher Education and Professional Development, Specific Subject Areas.$56,996Educational/Instructional Media Design.$73,681Education, General.$60,622Teacher Education and Professional Development, Specific Subject Areas.$68,385Teacher Education and Professional Development, Specific Levels and Methods.$71,010Special Education and Teaching.$70,090Education, Other.$58,310
FOREIGN LANGUAGES · CIP 16
FAMILY & CONSUMER SCIENCES · CIP 19
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PHYSICAL SCIENCES · CIP 40
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$85,718Health Services/Allied Health/Health Sciences, General.$75,217Rehabilitation and Therapeutic Professions.$74,842Health and Medical Administrative Services.$65,854Communication Disorders Sciences and Services.$66,236Communication Disorders Sciences and Services.$68,516Allied Health Diagnostic, Intervention, and Treatment Professions.$149,015Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$103,756Communication Disorders Sciences and Services.$95,854Health Professions and Related Clinical Sciences, Other.$64,058Health Professions and Related Clinical Sciences, Other.$78,945
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
AREA, ETHNIC & CULTURAL STUDIES · CIP 05
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Towson University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$671,641
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
- Cost per year
- $16,686
- HS-only baseline · MD
- $41,100
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Maryland
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Towson University graduates earn $X” — not “Towson University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Towson University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.