Massachusetts · Private nonprofit · Predominantly bachelor's

MCPHS University

Boston, Massachusetts. 3,474 undergraduate students. 48 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at MCPHS University

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE+13%

In-state tuition

In-state tuition at MCPHS University rose 13% between 2021 and 2024 ($35.8k → $40.5k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at MCPHS University fell 100% between 2021 and 2024 (0.9% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE+13%

Out-of-state tuition

Out-of-state tuition at MCPHS University rose 13% between 2021 and 2024 ($35.8k → $40.5k).

COMPLETION DROP · TRENDING WORSE-6pp

150%-time completion

150%-time completion fell 6 pp at MCPHS University vs the 2018–2022 baseline (63.3% vs 69.2%).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Massachusetts

Each tile compares this institution to the Massachusetts median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$125,557+63% · 6→10y
Massachusetts median $56,022
MEDIAN EARNINGS · 6Y
$77,171
Treasury earnings · 6y post-entry
COMPLETION · 150%
63.3%-36% · '02→'24
Massachusetts median 66.5%
MEDIAN FEDERAL DEBT
$25,000+41% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
3,474+157% · '96→'24
latest IPEDS
RETENTION
78.6%-12% · '04→'09
first-time, full-time
ADMISSION RATE
85.2%+27% · '01→'24
latest cohort
IN-STATE TUITION
$38,850+136% · '01→'24
out-of-state $38,850
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

2.7%
0%8% · GE20%+

Median federal debt $25,000 amortized over 10 years vs. median earnings $125,557 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620243,451
4,13611519962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 2002202462.0%
97%61%20022024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$25,000
$27,000$16,00019972020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 20022024-36%

MCPHS University · completion · 150% fell

96.7% → 62.0%

COMPLETION · 100% · 20022024+60%

MCPHS University · completion · 100% rose

33.3% → 53.3%

RETENTION · 20042009-12%

MCPHS University · retention fell

89.0% → 78.1%

UNDERGRAD ENROLLMENT · 19962024+157%

MCPHS University · undergrad enrollment rose

1,344 → 3,451

IN-STATE TUITION · 20012024+136%

MCPHS University · in-state tuition rose

$17,184 → $40,530

OUT-OF-STATE TUITION · 20012024+136%

MCPHS University · out-of-state tuition rose

$17,184 → $40,530

MEDIAN DEBT · 19972020+41%

MCPHS University · median debt rose

$17,750 → $25,000

COHORT DEFAULT RATE · 20112024-50%

MCPHS University · cohort default rate fell

1.0% → 0.0%

PELL SHARE · 20082009-50%

MCPHS University · pell share fell

50.9% → 25.3%

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at MCPHS University

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$1,285,672
Over 40 years, discounted 5.0%
BREAKEVEN
Year 11
First year cumulative discounted earnings cross zero
graduationbreakeven · year 11year 0year 39
Cost per year
$36,538
HS-only baseline · MA
$42,600
Years to complete
7
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

MCPHS University graduates earn $X” — not “MCPHS University makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending MCPHS University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →