-100%
3-year cohort default rate
3-year cohort default rate at North Shore Community College fell 100% between 2021 and 2024 (3.0% → 0.0%).
Massachusetts · Public · Predominantly associate's
North Shore Community College
Danvers, Massachusetts. 4,055 undergraduate students. 62 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at North Shore Community College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+29%
First-year retention
First-year retention at North Shore Community College rose 29% between 2006 and 2009 (50.0% → 64.3%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Massachusetts
Each tile compares this institution to the Massachusetts median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$45,391+12% · 6→10y
Massachusetts median $56,022$40,373
Treasury earnings · 6y post-entry17.7%+9% · '99→'09
Massachusetts median 66.5%$5,500+243% · '97→'20
At program completion4,055+6% · '96→'24
latest IPEDS61.6%-9% · '04→'09
first-time, full-time—
latest cohort$5,352+205% · '00→'24
out-of-state $10,920SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
1.6%Median federal debt $5,500 amortized over 10 years vs. median earnings $45,391 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+205%
North Shore Community College · in-state tuition rose
$1,752 → $5,352
+59%
North Shore Community College · out-of-state tuition rose
$6,888 → $10,920
+243%
North Shore Community College · median debt rose
$2,625 → $9,000
-100%
North Shore Community College · cohort default rate fell
12.8% → 0.0%
+46%
North Shore Community College · earnings_median_8yr rose
$29,900 → $43,774
+44%
North Shore Community College · earnings_median_6yr rose
$28,000 → $40,373
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$78,800Allied Health Diagnostic, Intervention, and Treatment Professions.$73,965Practical Nursing, Vocational Nursing and Nursing Assistants.$70,986Accounting and Related Services.$55,478Criminal Justice and Corrections.$55,146Allied Health and Medical Assisting Services.$52,741Liberal Arts and Sciences, General Studies and Humanities.$48,997Health and Medical Administrative Services.$46,319Human Development, Family Studies, and Related Services.$40,058Agricultural and Domestic Animal Services.$36,042Cosmetology and Related Personal Grooming Services.$27,347
SECTION 06 · BY CIP FAMILY
11 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
PERSONAL & CULINARY SERVICES · CIP 12
FAMILY & CONSUMER SCIENCES · CIP 19
LIBERAL ARTS & GENERAL STUDIES · CIP 24
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
HEALTH PROFESSIONS · CIP 51
Health and Medical Administrative Services.$46,319Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$78,800Allied Health and Medical Assisting Services.$52,741Allied Health Diagnostic, Intervention, and Treatment Professions.$73,965Practical Nursing, Vocational Nursing and Nursing Assistants.$70,986
BUSINESS, MANAGEMENT & MARKETING · CIP 52
AGRICULTURE · CIP 01
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at North Shore Community College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$166,803
Over 40 years, discounted 5.0%
BREAKEVEN
Year 12
First year cumulative discounted earnings cross zero
- Cost per year
- $7,184
- HS-only baseline · MA
- $42,600
- Years to complete
- 2
- CIP family
- 24
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Massachusetts
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“North Shore Community College graduates earn $X” — not “North Shore Community College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending North Shore Community College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.