CIP 5109 · Associate's Degree · Springfield Technical Community College

Allied Health Diagnostic, Intervention, and Treatment Professions at Springfield Technical Community College

Federal outcomes for associate's degree graduates of Springfield Technical Community College. 55 completers in the most recent 4-year window (49 in the latest year alone). Median earnings 5 years after completion: $69,499.

MEDIAN EARNINGS · 5Y
$69,499
Massachusetts CIP-4 median $73,608
MEDIAN EARNINGS · 4Y
$64,462
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$10,002
At program completion
COMPLETERS · 4Y WINDOW
55
49 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Springfield Technical Community College

1.9%
0%8% · GE20%+

Median federal debt $10,002 amortized over 10 years vs. median 5-year earnings $69,499.

Statewide CIP-4 peer median

1.8%
0%8% · GE20%+

Same debt against the Massachusetts CIP 5109 peer-median earnings $73,608.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$10,002
$11,000$6,42520142018
Median federal debt at program exit.FoS
COMPLETERS · 2014201955
554520142019
Annual completers (IPEDS C).IPEDS
DEBT_MEDIAN · 20142018+29%

Allied Health Diagnostic, Intervention, and Treatment Professions at Springfield Technical Community College · debt_median rose

7,750 → 10,002

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$577,192
Over 40 years, discounted 5.0%
BREAKEVEN
Year 3
First year cumulative discounted earnings cross zero
graduationbreakeven · year 3year 0year 39
Cost per year
$9,110
HS-only baseline · MA
$42,600
Years to complete
2
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 5109

Allied Health Diagnostic, Intervention, and Treatment Professions across Massachusetts institutions

Same CIP-4 code and credential level, all Massachusetts Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →