Massachusetts · Public · Predominantly bachelor's

Westfield State University

Westfield, Massachusetts. 3,481 undergraduate students. 73 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Westfield State University

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

ENROLLMENT CLIFF · TRENDING WORSE-21%

Undergraduate enrollment

Undergraduate enrollment fell 21% at Westfield State University vs the 2018–2022 baseline (3.5k vs 4.4k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at Westfield State University fell 100% between 2021 and 2024 (1.3% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE-10%

150%-time completion

150%-time completion at Westfield State University fell 10% between 2021 and 2024 (60.6% → 54.4%).

COMPLETION DROP · TRENDING WORSE-7pp

150%-time completion

150%-time completion fell 7 pp at Westfield State University vs the 2018–2022 baseline (54.9% vs 61.6%).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Massachusetts

Each tile compares this institution to the Massachusetts median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$57,346+22% · 6→10y
Massachusetts median $56,022
MEDIAN EARNINGS · 6Y
$46,861
Treasury earnings · 6y post-entry
COMPLETION · 150%
54.9%+1% · '98→'24
Massachusetts median 66.5%
MEDIAN FEDERAL DEBT
$15,250+150% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
3,481-0% · '96→'24
latest IPEDS
RETENTION
70.7%+2% · '04→'09
first-time, full-time
ADMISSION RATE
80.7%+22% · '01→'24
latest cohort
IN-STATE TUITION
$11,882+318% · '00→'24
out-of-state $17,962
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

3.5%
0%8% · GE20%+

Median federal debt $15,250 amortized over 10 years vs. median earnings $57,346 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620243,615
5,5243,48119962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1998202454.4%
66%48%19982024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$22,457
$23,250$6,12519972020
Median federal student debt at exit.SCORECARD
IN-STATE TUITION · 20002024+318%

Westfield State University · in-state tuition rose

$2,916 → $12,179

OUT-OF-STATE TUITION · 20002024+104%

Westfield State University · out-of-state tuition rose

$8,936 → $18,259

MEDIAN DEBT · 19972020+150%

Westfield State University · median debt rose

$9,000 → $22,457

COHORT DEFAULT RATE · 20112024-100%

Westfield State University · cohort default rate fell

4.7% → 0.0%

EARNINGS_MEDIAN_8YR · 20052020+24%

Westfield State University · earnings_median_8yr rose

$41,700 → $51,731

EARNINGS_MEDIAN_6YR · 20032020+22%

Westfield State University · earnings_median_6yr rose

$38,400 → $46,861

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.CIP 5138 · Bachelor's Degree$86,41476 gradsPsychology, Other.CIP 4299 · Master's Degree$78,33214 gradsCriminal Justice and Corrections.CIP 4301 · Bachelor's Degree$67,258150 gradsEconomics.CIP 4506 · Bachelor's Degree$67,10119 gradsSocial Work.CIP 4407 · Master's Degree$66,52282 gradsHealth and Physical Education/Fitness.CIP 3105 · Bachelor's Degree$66,15156 gradsBiology, General.CIP 2601 · Bachelor's Degree$64,66546 gradsBusiness/Commerce, General.CIP 5201 · Bachelor's Degree$63,772150 gradsMathematics.CIP 2701 · Bachelor's Degree$63,39015 gradsInformation Science/Studies.CIP 1104 · Bachelor's Degree$61,29512 gradsTeacher Education and Professional Development, Specific Levels and Methods.CIP 1312 · Master's Degree$61,07815 gradsPsychology, General.CIP 4201 · Master's Degree$59,5830 gradsSpecial Education and Teaching.CIP 1310 · Bachelor's Degree$57,77016 gradsSocial Work.CIP 4407 · Bachelor's Degree$56,37127 gradsNatural Resources Conservation and Research.CIP 0301 · Bachelor's Degree$55,52338 gradsCity/Urban, Community and Regional Planning.CIP 0403 · Bachelor's Degree$54,5889 gradsPolitical Science and Government.CIP 4510 · Bachelor's Degree$51,08824 gradsPsychology, General.CIP 4201 · Bachelor's Degree$50,83694 gradsLiberal Arts and Sciences, General Studies and Humanities.CIP 2401 · Bachelor's Degree$50,601135 gradsHistory.CIP 5401 · Bachelor's Degree$50,18522 gradsTeacher Education and Professional Development, Specific Levels and Methods.CIP 1312 · Bachelor's Degree$50,00593 gradsCommunication and Media Studies.CIP 0901 · Bachelor's Degree$49,90176 gradsEnglish Language and Literature, General.CIP 2301 · Bachelor's Degree$43,35226 gradsFine and Studio Arts.CIP 5007 · Bachelor's Degree$42,02716 grads
SECTION 06 · BY CIP FAMILY

24 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

COMPUTER & INFORMATION SCIENCES · CIP 11

EDUCATION · CIP 13

ENGLISH LANGUAGE & LITERATURE · CIP 23

LIBERAL ARTS & GENERAL STUDIES · CIP 24

BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26

MATHEMATICS & STATISTICS · CIP 27

PARKS, RECREATION & FITNESS · CIP 31

PSYCHOLOGY · CIP 42

HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43

PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44

SOCIAL SCIENCES · CIP 45

VISUAL & PERFORMING ARTS · CIP 50

HEALTH PROFESSIONS · CIP 51

BUSINESS, MANAGEMENT & MARKETING · CIP 52

HISTORY · CIP 54

NATURAL RESOURCES & CONSERVATION · CIP 03

ARCHITECTURE · CIP 04

COMMUNICATION & JOURNALISM · CIP 09

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Westfield State University

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$412,329
Over 40 years, discounted 5.0%
BREAKEVEN
Year 10
First year cumulative discounted earnings cross zero
graduationbreakeven · year 10year 0year 39
Cost per year
$16,154
HS-only baseline · MA
$42,600
Years to complete
4
CIP family
43

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Westfield State University graduates earn $X” — not “Westfield State University makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Westfield State University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →