-21%
Undergraduate enrollment
Undergraduate enrollment fell 21% at Westfield State University vs the 2018–2022 baseline (3.5k vs 4.4k).
Massachusetts · Public · Predominantly bachelor's
Westfield State University
Westfield, Massachusetts. 3,481 undergraduate students. 73 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
Earnings, completion, debt, and enrollment anomalies at Westfield State University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Westfield State University fell 100% between 2021 and 2024 (1.3% → 0.0%).
-10%
150%-time completion
150%-time completion at Westfield State University fell 10% between 2021 and 2024 (60.6% → 54.4%).
-7pp
150%-time completion
150%-time completion fell 7 pp at Westfield State University vs the 2018–2022 baseline (54.9% vs 61.6%).
SECTION 01 · OUTCOMES SNAPSHOT
Westfield State University earnings, debt, and completion vs. the Massachusetts median
Each tile compares this institution to the Massachusetts median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$57,346+22% · 6→10y
Massachusetts median $56,022$46,861
Treasury earnings · 6y post-entry54.9%+1% · '98→'24
Massachusetts median 66.5%$15,250+150% · '97→'20
At program completion3,481-0% · '96→'24
latest IPEDS70.7%+2% · '04→'09
first-time, full-time80.7%+22% · '01→'24
latest cohort$11,882+318% · '00→'24
out-of-state $17,962SECTION 02 · EARNINGS HORIZONS
How Westfield State University earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings at Westfield State University
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.5%Median federal debt $15,250 amortized over 10 years vs. median earnings $57,346 (10y after entry).
SECTION 04 · LONG ARC
Westfield State University enrollment, completion, and debt over time
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+318%
Westfield State University · in-state tuition rose
$2,916 → $12,179
+104%
Westfield State University · out-of-state tuition rose
$8,936 → $18,259
+150%
Westfield State University · median debt rose
$9,000 → $22,457
-100%
Westfield State University · cohort default rate fell
4.7% → 0.0%
+24%
Westfield State University · earnings_median_8yr rose
$41,700 → $51,731
+22%
Westfield State University · earnings_median_6yr rose
$38,400 → $46,861
SECTION 05 · PROGRAMS
Westfield State University programs ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing$86,414Psychology, Other$78,332Criminal Justice and Corrections$67,258Economics$67,101Social Work$66,522Health and Physical Education/Fitness$66,151Biology, General$64,665Business/Commerce, General$63,772Mathematics$63,390Information Science/Studies$61,295Teacher Education and Professional Development, Specific Levels and Methods$61,078Psychology, General$59,583Special Education and Teaching$57,770Social Work$56,371Natural Resources Conservation and Research$55,523City/Urban, Community and Regional Planning$54,588Political Science and Government$51,088Psychology, General$50,836Liberal Arts and Sciences, General Studies and Humanities$50,601History$50,185Teacher Education and Professional Development, Specific Levels and Methods$50,005Communication and Media Studies$49,901English Language and Literature, General$43,352Fine and Studio Arts$42,027
SECTION 06 · BY CIP FAMILY
24 Westfield State University programs with earnings, grouped by field
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
ARCHITECTURE · CIP 04
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Westfield State University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$412,329
Over 40 years, discounted 5.0%
BREAKEVEN
Year 10
First year cumulative discounted earnings cross zero
- Cost per year
- $16,154
- HS-only baseline · MA
- $42,600
- Years to complete
- 4
- CIP family
- 43
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Institutions similar to Westfield State University in Massachusetts
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Westfield State University graduates earn $X” — not “Westfield State University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Westfield State University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.