Michigan · Public · Predominantly bachelor's

Northern Michigan University

Marquette, Michigan. 6,425 undergraduate students. 145 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Northern Michigan University

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

PEER OUTLIER · WARNING-15%

Public bachelor's-predominant peer

10-year earnings at Northern Michigan University are 15% below the public bachelor's-predominant peer median ($47.1k vs $55.3k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at Northern Michigan University fell 100% between 2021 and 2024 (1.8% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE+11%

In-state tuition

In-state tuition at Northern Michigan University rose 11% between 2021 and 2024 ($12.9k → $14.3k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Michigan

Each tile compares this institution to the Michigan median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$47,107+24% · 6→10y
Michigan median $38,167
MEDIAN EARNINGS · 6Y
$37,996
Treasury earnings · 6y post-entry
COMPLETION · 150%
50.8%+47% · '97→'24
Michigan median 57.1%
MEDIAN FEDERAL DEBT
$13,750+514% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
6,425-8% · '96→'24
latest IPEDS
RETENTION
75.8%+8% · '04→'24
first-time, full-time
ADMISSION RATE
70.0%-1% · '01→'24
latest cohort
IN-STATE TUITION
$13,304+257% · '00→'24
out-of-state $18,800
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

3.9%
0%8% · GE20%+

Median federal debt $13,750 amortized over 10 years vs. median earnings $47,107 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620246,556
8,6446,32219962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997202452.1%
53%36%19972024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$21,474
$22,402$2,62519972020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 19972024+47%

Northern Michigan University · completion · 150% rose

35.6% → 52.1%

COMPLETION · 100% · 19972009+105%

Northern Michigan University · completion · 100% rose

7.9% → 16.1%

IN-STATE TUITION · 20002024+257%

Northern Michigan University · in-state tuition rose

$4,004 → $14,277

OUT-OF-STATE TUITION · 20002024+203%

Northern Michigan University · out-of-state tuition rose

$6,530 → $19,773

MEDIAN DEBT · 19972020+514%

Northern Michigan University · median debt rose

$3,500 → $21,474

COHORT DEFAULT RATE · 20112024-100%

Northern Michigan University · cohort default rate fell

7.2% → 0.0%

EARNINGS_MEDIAN_10YR · 20072020+33%

Northern Michigan University · earnings_median_10yr rose

$35,400 → $47,107

EARNINGS_MEDIAN_8YR · 20052020+32%

Northern Michigan University · earnings_median_8yr rose

$32,700 → $43,141

EARNINGS_MEDIAN_6YR · 20032020+32%

Northern Michigan University · earnings_median_6yr rose

$28,800 → $37,996

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

Electrical and Power Transmission Installers.CIP 4603 · Undergraduate Certificate or Diploma$92,11335 gradsConstruction Engineering Technologies.CIP 1510 · Bachelor's Degree$90,3370 gradsComputer and Information Sciences, General.CIP 1101 · Bachelor's Degree$83,89413 gradsMechanical Engineering Related Technologies/Technicians.CIP 1508 · Bachelor's Degree$77,06120 gradsRegistered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.CIP 5138 · Bachelor's Degree$72,404105 gradsEducational Administration and Supervision.CIP 1304 · Master's Degree$71,03411 gradsFinance and Financial Management Services.CIP 5208 · Bachelor's Degree$68,53618 gradsCommunication Disorders Sciences and Services.CIP 5102 · Bachelor's Degree$68,4879 gradsClinical/Medical Laboratory Science/Research and Allied Professions.CIP 5110 · Bachelor's Degree$67,02635 gradsSpecial Education and Teaching.CIP 1310 · Master's Degree$64,3347 gradsPhysiology, Pathology and Related Sciences.CIP 2609 · Bachelor's Degree$62,9900 gradsEconomics.CIP 4506 · Bachelor's Degree$59,57815 gradsClinical/Medical Laboratory Science/Research and Allied Professions.CIP 5110 · Associate's Degree$59,56715 gradsCriminal Justice and Corrections.CIP 4301 · Associate's Degree$59,14224 gradsAccounting and Related Services.CIP 5203 · Bachelor's Degree$58,83728 gradsCriminal Justice and Corrections.CIP 4301 · Bachelor's Degree$56,96957 gradsBusiness Administration, Management and Operations.CIP 5202 · Bachelor's Degree$55,13963 gradsHeavy/Industrial Equipment Maintenance Technologies.CIP 4703 · Associate's Degree$54,3119 gradsBiology, General.CIP 2601 · Bachelor's Degree$54,27696 gradsPractical Nursing, Vocational Nursing and Nursing Assistants.CIP 5139 · Undergraduate Certificate or Diploma$53,88218 gradsRomance Languages, Literatures, and Linguistics.CIP 1609 · Bachelor's Degree$53,61113 gradsPublic Relations, Advertising, and Applied Communication.CIP 0909 · Bachelor's Degree$52,58514 gradsPolitical Science and Government.CIP 4510 · Bachelor's Degree$52,06322 gradsTeacher Education and Professional Development, Specific Subject Areas.CIP 1313 · Master's Degree$51,62112 grads
Showing top 24 of 45 ranked programs.145 TOTAL PROGRAMS
SECTION 06 · BY CIP FAMILY

45 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

COMPUTER & INFORMATION SCIENCES · CIP 11

EDUCATION · CIP 13

ENGINEERING TECHNOLOGIES · CIP 15

FOREIGN LANGUAGES · CIP 16

ENGLISH LANGUAGE & LITERATURE · CIP 23

BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26

PARKS, RECREATION & FITNESS · CIP 31

PSYCHOLOGY · CIP 42

HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43

PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44

SOCIAL SCIENCES · CIP 45

CONSTRUCTION TRADES · CIP 46

MECHANIC & REPAIR TECHNOLOGIES · CIP 47

PRECISION PRODUCTION · CIP 48

VISUAL & PERFORMING ARTS · CIP 50

HEALTH PROFESSIONS · CIP 51

BUSINESS, MANAGEMENT & MARKETING · CIP 52

HISTORY · CIP 54

NATURAL RESOURCES & CONSERVATION · CIP 03

COMMUNICATION & JOURNALISM · CIP 09

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Northern Michigan University

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$597,653
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
graduationbreakeven · year 7year 0year 39
Cost per year
$15,948
HS-only baseline · MI
$36,900
Years to complete
4
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Northern Michigan University graduates earn $X” — not “Northern Michigan University makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Northern Michigan University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →