-100%
3-year cohort default rate
3-year cohort default rate at Oakland University fell 100% between 2021 and 2024 (1.2% → 0.0%).
Michigan · Public · Predominantly bachelor's
Oakland University
Rochester Hills, Michigan. 12,450 undergraduate students. 179 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Oakland University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Michigan
Each tile compares this institution to the Michigan median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$58,612+20% · 6→10y
Michigan median $38,167$49,017
Treasury earnings · 6y post-entry56.9%+39% · '97→'24
Michigan median 57.1%$16,787+360% · '97→'20
At program completion12,450+20% · '96→'24
latest IPEDS75.2%+8% · '04→'24
first-time, full-time70.2%+14% · '01→'24
latest cohort$14,694+273% · '00→'24
out-of-state $23,188SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.8%Median federal debt $16,787 amortized over 10 years vs. median earnings $58,612 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+39%
Oakland University · completion · 150% rose
41.5% → 57.6%
+273%
Oakland University · in-state tuition rose
$4,096 → $15,262
+108%
Oakland University · out-of-state tuition rose
$11,130 → $23,188
+360%
Oakland University · median debt rose
$4,951 → $22,750
-100%
Oakland University · cohort default rate fell
5.5% → 0.0%
+56%
Oakland University · pell share rose
20.5% → 32.0%
+28%
Oakland University · earnings_median_10yr rose
$45,900 → $58,612
+23%
Oakland University · earnings_median_8yr rose
$43,400 → $53,392
+25%
Oakland University · earnings_median_6yr rose
$39,100 → $49,017
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Medicine.$132,561Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$132,101Business Administration, Management and Operations.$128,302Electrical, Electronics and Communications Engineering.$127,725Mechanical Engineering.$118,643Educational Administration and Supervision.$106,059Accounting and Related Services.$103,460Electrical, Electronics and Communications Engineering.$102,740Mechanical Engineering.$101,107Computer Engineering.$99,893Computer and Information Sciences, General.$95,581Finance and Financial Management Services.$91,917Public Health.$86,512Management Information Systems and Services.$85,514Human Resources Management and Services.$84,147Homeland Security.$81,891Accounting and Related Services.$81,191Public Administration.$80,728Business Administration, Management and Operations.$79,949Rehabilitation and Therapeutic Professions.$79,067Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$78,122Public Health.$72,819Business/Commerce, General.$69,586Clinical/Medical Laboratory Science/Research and Allied Professions.$67,395
Showing top 24 of 54 ranked programs.
SECTION 06 · BY CIP FAMILY
54 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
Teacher Education and Professional Development, Specific Levels and Methods.$45,473Special Education and Teaching.$61,788Educational Administration and Supervision.$58,606Teacher Education and Professional Development, Specific Levels and Methods.$54,857Teacher Education and Professional Development, Specific Subject Areas.$63,969Educational Administration and Supervision.$106,059Student Counseling and Personnel Services.$60,137Teacher Education and Professional Development, Specific Subject Areas.$51,899
ENGINEERING · CIP 14
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$78,122Health Professions and Related Clinical Sciences, Other.$54,946Medicine.$132,561Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$132,101Clinical/Medical Laboratory Science/Research and Allied Professions.$67,395Public Health.$72,819Public Health.$86,512Rehabilitation and Therapeutic Professions.$79,067
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Human Resources Management and Services.$67,094Business Administration, Management and Operations.$128,302Finance and Financial Management Services.$91,917Marketing.$65,296Accounting and Related Services.$81,191Business Administration, Management and Operations.$79,949Business/Commerce, General.$69,586Management Information Systems and Services.$85,514Accounting and Related Services.$103,460Human Resources Management and Services.$84,147
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Oakland University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$716,214
Over 40 years, discounted 5.0%
BREAKEVEN
Year 6
First year cumulative discounted earnings cross zero
- Cost per year
- $12,229
- HS-only baseline · MI
- $36,900
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Michigan
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Oakland University graduates earn $X” — not “Oakland University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Oakland University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.