-25%
100%-time completion
100%-time completion at Concordia University-Saint Paul fell 25% between 2021 and 2024 (43.2% → 32.5%).
Minnesota · Private nonprofit · Predominantly bachelor's
Concordia University-Saint Paul
Saint Paul, Minnesota. 2,786 undergraduate students. 83 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Concordia University-Saint Paul
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Concordia University-Saint Paul fell 100% between 2021 and 2024 (1.4% → 0.0%).
-13%
150%-time completion
150%-time completion at Concordia University-Saint Paul fell 13% between 2021 and 2024 (52.8% → 45.9%).
-14%
Median federal debt at exit
Median federal debt at exit at Concordia University-Saint Paul fell 14% between 2017 and 2020 ($20.8k → $17.8k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Minnesota
Each tile compares this institution to the Minnesota median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$59,871+18% · 6→10y
Minnesota median $48,321$50,646
Treasury earnings · 6y post-entry58.8%+36% · '97→'24
Minnesota median 54.7%$12,166+113% · '97→'20
At program completion2,786+154% · '96→'24
latest IPEDS67.3%-1% · '04→'24
first-time, full-time74.9%+47% · '01→'24
latest cohort$25,000+62% · '01→'24
out-of-state $25,000SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.7%Median federal debt $12,166 amortized over 10 years vs. median earnings $59,871 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+36%
Concordia University-Saint Paul · completion · 150% rose
33.8% → 45.9%
+58%
Concordia University-Saint Paul · completion · 100% rose
20.5% → 32.5%
+154%
Concordia University-Saint Paul · undergrad enrollment rose
1,188 → 3,018
+62%
Concordia University-Saint Paul · in-state tuition rose
$15,786 → $25,600
+62%
Concordia University-Saint Paul · out-of-state tuition rose
$15,786 → $25,600
+113%
Concordia University-Saint Paul · median debt rose
$8,374 → $17,832
-100%
Concordia University-Saint Paul · cohort default rate fell
6.6% → 0.0%
+39%
Concordia University-Saint Paul · pell share rose
25.3% → 35.2%
+35%
Concordia University-Saint Paul · earnings_median_10yr rose
$44,300 → $59,871
+31%
Concordia University-Saint Paul · earnings_median_8yr rose
$43,000 → $56,160
+24%
Concordia University-Saint Paul · earnings_median_6yr rose
$40,800 → $50,646
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Educational Administration and Supervision.$106,628Business Administration, Management and Operations.$104,089Criminal Justice and Corrections.$90,584Human Resources Management and Services.$81,217Theological and Ministerial Studies.$81,096Special Education and Teaching.$75,327Business Administration, Management and Operations.$74,551Health and Medical Administrative Services.$73,697Education, Other.$71,810Criminal Justice and Corrections.$69,579Biology, General.$67,827Human Resources Management and Services.$66,062Accounting and Related Services.$61,964Marketing.$61,078Health and Physical Education/Fitness.$58,682Psychology, General.$55,398Teacher Education and Professional Development, Specific Subject Areas.$54,745Human Services, General.$51,499Teacher Education and Professional Development, Specific Levels and Methods.$46,919Health and Physical Education/Fitness.$46,903Human Development, Family Studies, and Related Services.$40,011
SECTION 06 · BY CIP FAMILY
21 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
FAMILY & CONSUMER SCIENCES · CIP 19
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PARKS, RECREATION & FITNESS · CIP 31
THEOLOGY & RELIGIOUS VOCATIONS · CIP 39
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Concordia University-Saint Paul
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$636,204
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
- Cost per year
- $15,449
- HS-only baseline · MN
- $39,400
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Minnesota
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Concordia University-Saint Paul graduates earn $X” — not “Concordia University-Saint Paul makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Concordia University-Saint Paul caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.