CIP 4201 · Bachelor's Degree · Southeast Missouri State University

Psychology, General at Southeast Missouri State University

Federal outcomes for bachelor's degree graduates of Southeast Missouri State University. 105 completers in the most recent 4-year window (84 in the latest year alone). Median earnings 5 years after completion: $45,794.

MEDIAN EARNINGS · 5Y
$45,794
Missouri CIP-4 median $43,773
MEDIAN EARNINGS · 4Y
$40,870
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$21,970
At program completion
COMPLETERS · 4Y WINDOW
105
84 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Southeast Missouri State University

6.4%
0%8% · GE20%+

Median federal debt $21,970 amortized over 10 years vs. median 5-year earnings $45,794.

Statewide CIP-4 peer median

6.7%
0%8% · GE20%+

Same debt against the Missouri CIP 4201 peer-median earnings $43,773.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$21,970
$24,085$21,97020142018
Median federal debt at program exit.FoS
COMPLETERS · 20142019105
1055420142019
Annual completers (IPEDS C).IPEDS
FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$111,507
Over 40 years, discounted 5.0%
BREAKEVEN
Year 17
First year cumulative discounted earnings cross zero
graduationbreakeven · year 17year 0year 39
Cost per year
$13,576
HS-only baseline · MO
$35,100
Years to complete
4
CIP family
42

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →