-100%
3-year cohort default rate
3-year cohort default rate at Keene State College fell 100% between 2021 and 2024 (0.9% → 0.0%).
New Hampshire · Public · Predominantly bachelor's
Keene State College
Keene, New Hampshire. 2,680 undergraduate students. 73 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Keene State College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New Hampshire
Each tile compares this institution to the New Hampshire median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$54,368+17% · 6→10y
New Hampshire median $49,690$46,649
Treasury earnings · 6y post-entry58.4%+34% · '97→'24
New Hampshire median 58.4%$19,500+222% · '97→'20
At program completion2,680-31% · '96→'24
latest IPEDS78.5%+2% · '04→'24
first-time, full-time89.1%+15% · '01→'24
latest cohort$14,710+179% · '00→'24
out-of-state $26,186SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.8%Median federal debt $19,500 amortized over 10 years vs. median earnings $54,368 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+34%
Keene State College · completion · 150% rose
44.9% → 60.1%
+129%
Keene State College · completion · 100% rose
22.2% → 50.8%
-31%
Keene State College · undergrad enrollment fell
3,923 → 2,699
+179%
Keene State College · in-state tuition rose
$5,304 → $14,784
+153%
Keene State College · out-of-state tuition rose
$10,614 → $26,840
+222%
Keene State College · median debt rose
$8,001 → $25,749
-100%
Keene State College · cohort default rate fell
5.5% → 0.0%
+89%
Keene State College · pell share rose
13.9% → 26.2%
+31%
Keene State College · earnings_median_10yr rose
$41,400 → $54,368
+32%
Keene State College · earnings_median_8yr rose
$38,100 → $50,144
+34%
Keene State College · earnings_median_6yr rose
$34,800 → $46,649
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Computer and Information Sciences, General.$87,153Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$83,703Quality Control and Safety Technologies/Technicians.$81,503Economics.$67,574Engineering Technologies/Technicians, Other.$65,584Architecture.$65,441Biology, General.$62,182Business Administration, Management and Operations.$61,052Special Education and Teaching.$56,763Communication and Media Studies.$55,467Criminal Justice and Corrections.$54,632Design and Applied Arts.$54,022English Language and Literature, General.$52,901Health Services/Allied Health/Health Sciences, General.$51,710Teacher Education and Professional Development, Specific Levels and Methods.$50,665Psychology, General.$49,980Teacher Education and Professional Development, Specific Subject Areas.$49,716Natural Resources Conservation and Research.$49,533Dietetics and Clinical Nutrition Services.$49,333Sociology.$48,536Geography and Cartography.$47,946Film/Video and Photographic Arts.$45,890Drama/Theatre Arts and Stagecraft.$44,848History.$33,672
SECTION 06 · BY CIP FAMILY
24 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGINEERING TECHNOLOGIES · CIP 15
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
ARCHITECTURE · CIP 04
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Keene State College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$718,905
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
- Cost per year
- $15,816
- HS-only baseline · NH
- $40,300
- Years to complete
- 4
- CIP family
- 15
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New Hampshire
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Keene State College graduates earn $X” — not “Keene State College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Keene State College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.