+12%
Median federal debt at exit
Median federal debt at exit at Southern New Hampshire University rose 12% between 2017 and 2020 ($18.8k → $21.1k).
New Hampshire · Private nonprofit · Predominantly bachelor's
Southern New Hampshire University
Manchester, New Hampshire. 156,755 undergraduate students. 128 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Southern New Hampshire University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Southern New Hampshire University fell 100% between 2021 and 2024 (2.0% → 0.0%).
+12%
In-state tuition
In-state tuition at Southern New Hampshire University rose 12% between 2021 and 2024 ($15.4k → $17.2k).
+12%
Out-of-state tuition
Out-of-state tuition at Southern New Hampshire University rose 12% between 2021 and 2024 ($15.4k → $17.2k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New Hampshire
Each tile compares this institution to the New Hampshire median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$50,318+20% · 6→10y
New Hampshire median $49,690$41,945
Treasury earnings · 6y post-entry44.9%+25% · '97→'24
New Hampshire median 58.4%$9,169+382% · '97→'20
At program completion156,755+4190% · '96→'24
latest IPEDS59.9%-22% · '04→'24
first-time, full-time96.1%+25% · '01→'24
latest cohort$16,450+9% · '00→'24
out-of-state $16,450SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.4%Median federal debt $9,169 amortized over 10 years vs. median earnings $50,318 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+25%
Southern New Hampshire University · completion · 150% rose
34.3% → 42.8%
+41%
Southern New Hampshire University · completion · 100% rose
24.4% → 34.4%
-22%
Southern New Hampshire University · retention fell
78.0% → 61.1%
+4190%
Southern New Hampshire University · undergrad enrollment rose
3,803 → 163,164
+382%
Southern New Hampshire University · median debt rose
$4,375 → $21,082
-100%
Southern New Hampshire University · cohort default rate fell
6.9% → 0.0%
+918%
Southern New Hampshire University · pell share rose
2.8% → 48.8%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Management Sciences and Quantitative Methods.$120,972Economics.$113,138Finance and Financial Management Services.$106,562Business, Management, Marketing, and Related Support Services, Other.$95,706Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$95,420Business Administration, Management and Operations.$94,314Computer and Information Sciences, General.$86,205Educational Administration and Supervision.$86,106Accounting and Related Services.$85,710Computer and Information Sciences, General.$79,310Health and Medical Administrative Services.$78,894Computer and Information Sciences, General.$78,230Business Administration, Management and Operations.$76,520Human Resources Management and Services.$76,240Human Resources Management and Services.$73,453Accounting and Related Services.$71,339Business Administration, Management and Operations.$70,857Marketing.$69,986Mathematics.$69,545Marketing.$68,135Criminal Justice and Corrections.$67,442Business Administration, Management and Operations.$65,237Curriculum and Instruction.$63,852Public Relations, Advertising, and Applied Communication.$63,660
Showing top 24 of 57 ranked programs.
SECTION 06 · BY CIP FAMILY
57 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
PERSONAL & CULINARY SERVICES · CIP 12
EDUCATION · CIP 13
Curriculum and Instruction.$63,852Educational Administration and Supervision.$86,106Education, General.$52,485Teacher Education and Professional Development, Specific Levels and Methods.$45,805Teacher Education and Professional Development, Specific Levels and Methods.$50,278Education, General.$47,290Teacher Education and Professional Development, Specific Subject Areas.$48,088Special Education and Teaching.$48,977
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
MATHEMATICS & STATISTICS · CIP 27
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Health and Medical Administrative Services.$61,580Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$95,420Health and Medical Administrative Services.$78,894Mental and Social Health Services and Allied Professions.$58,774Mental and Social Health Services and Allied Professions.$59,116
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business Administration, Management and Operations.$70,857Business Administration, Management and Operations.$94,314Business Administration, Management and Operations.$65,237Accounting and Related Services.$71,339Accounting and Related Services.$85,710Human Resources Management and Services.$76,240Accounting and Related Services.$49,820Marketing.$68,135Management Sciences and Quantitative Methods.$120,972Marketing.$69,986Business Administration, Management and Operations.$76,520Finance and Financial Management Services.$106,562Human Resources Management and Services.$73,453Specialized Sales, Merchandising and Marketing Operations.$57,592Business, Management, Marketing, and Related Support Services, Other.$95,706Marketing.$62,433International Business.$61,372Hospitality Administration/Management.$55,654
HISTORY · CIP 54
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Southern New Hampshire University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$480,877
Over 40 years, discounted 5.0%
BREAKEVEN
Year 12
First year cumulative discounted earnings cross zero
- Cost per year
- $34,048
- HS-only baseline · NH
- $40,300
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New Hampshire
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Southern New Hampshire University graduates earn $X” — not “Southern New Hampshire University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Southern New Hampshire University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.