New York · Private nonprofit · Predominantly bachelor's

Colgate

Hamilton, New York. 3,122 undergraduate students. 49 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Colgate

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE+14%

In-state tuition

In-state tuition at Colgate University rose 13% between 2021 and 2024 ($62.0k → $70.3k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at Colgate University fell 100% between 2021 and 2024 (0.7% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE+14%

Out-of-state tuition

Out-of-state tuition at Colgate University rose 13% between 2021 and 2024 ($62.0k → $70.3k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. New York

Each tile compares this institution to the New York median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$85,139+31% · 6→10y
New York median $48,917
MEDIAN EARNINGS · 6Y
$64,949
Treasury earnings · 6y post-entry
COMPLETION · 150%
90.5%+7% · '97→'24
New York median 64.2%
MEDIAN FEDERAL DEBT
$13,000+12% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
3,122+12% · '96→'24
latest IPEDS
RETENTION
92.8%-1% · '04→'24
first-time, full-time
ADMISSION RATE
11.9%-62% · '01→'24
latest cohort
IN-STATE TUITION
$67,024+160% · '01→'24
out-of-state $67,024
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

2.0%
0%8% · GE20%+

Median federal debt $13,000 amortized over 10 years vs. median earnings $85,139 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620243,180
3,1802,74319962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997202491.2%
92%85%19972024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$15,000
$16,125$11,62519972020
Median federal student debt at exit.SCORECARD
IN-STATE TUITION · 20012024+160%

Colgate · in-state tuition rose

$27,025 → $70,306

OUT-OF-STATE TUITION · 20012024+160%

Colgate · out-of-state tuition rose

$27,025 → $70,306

COHORT DEFAULT RATE · 20112024-100%

Colgate · cohort default rate fell

3.0% → 0.0%

PELL SHARE · 20082024+37%

Colgate · pell share rose

9.2% → 12.5%

EARNINGS_MEDIAN_10YR · 20072020+33%

Colgate · earnings_median_10yr rose

$63,900 → $85,139

EARNINGS_MEDIAN_8YR · 20052020+39%

Colgate · earnings_median_8yr rose

$53,800 → $74,696

EARNINGS_MEDIAN_6YR · 20032020+43%

Colgate · earnings_median_6yr rose

$45,400 → $64,949

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Colgate

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$1,498,961
Over 40 years, discounted 5.0%
BREAKEVEN
Year 5
First year cumulative discounted earnings cross zero
graduationbreakeven · year 5year 0year 39
Cost per year
$17,685
HS-only baseline · NY
$40,100
Years to complete
4
CIP family
45

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Colgate graduates earn $X” — not “Colgate makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Colgate caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →