-15pp
150%-time completion
150%-time completion fell 15 pp at The College of Westchester vs the 2003–2007 baseline (32.0% vs 47.3%).
New York · Private for-profit · Predominantly associate's
The College of Westchester
White Plains, New York. 760 undergraduate students. 18 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at The College of Westchester
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at The College of Westchester fell 100% between 2021 and 2024 (1.3% → 0.0%).
+12%
Out-of-state tuition
Out-of-state tuition at The College of Westchester rose 12% between 2021 and 2024 ($22.4k → $25.2k).
+59%
First-year retention
First-year retention at The College of Westchester rose 59% between 2021 and 2024 (50.0% → 79.3%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New York
Each tile compares this institution to the New York median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$42,215+28% · 6→10y
New York median $48,917$32,951
Treasury earnings · 6y post-entry32.0%+10% · '97→'09
New York median 64.2%$16,875+406% · '97→'20
At program completion760-30% · '96→'24
latest IPEDS61.0%+28% · '04→'24
first-time, full-time94.6%-6% · '01→'09
latest cohort$24,705+43% · '00→'09
out-of-state $24,705SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
5.3%Median federal debt $16,875 amortized over 10 years vs. median earnings $42,215 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+34%
The College of Westchester · completion · 100% rose
27.7% → 37.0%
+28%
The College of Westchester · retention rose
62.0% → 79.3%
-30%
The College of Westchester · undergrad enrollment fell
1,077 → 759
+43%
The College of Westchester · in-state tuition rose
$12,975 → $18,585
+94%
The College of Westchester · out-of-state tuition rose
$12,975 → $25,191
+406%
The College of Westchester · median debt rose
$5,326 → $26,967
-100%
The College of Westchester · cohort default rate fell
14.5% → 0.0%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Accounting and Related Services.$62,487Business Administration, Management and Operations.$44,397Accounting and Related Services.$44,251Health and Medical Administrative Services.$42,099Allied Health and Medical Assisting Services.$41,488Business Administration, Management and Operations.$39,497Computer Software and Media Applications.$31,149
SECTION 06 · BY CIP FAMILY
7 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
HEALTH PROFESSIONS · CIP 51
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at The College of Westchester
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$40,851
Over 40 years, discounted 5.0%
BREAKEVEN
Year 27
First year cumulative discounted earnings cross zero
- Cost per year
- $12,143
- HS-only baseline · NY
- $40,100
- Years to complete
- 2
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New York
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“The College of Westchester graduates earn $X” — not “The College of Westchester makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending The College of Westchester caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.