North Carolina · Private nonprofit · Predominantly bachelor's

Johnson C Smith University

Charlotte, North Carolina. 1,047 undergraduate students. 25 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Johnson C Smith University

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE-19%

100%-time completion

100%-time completion at Johnson C Smith University fell 19% between 2021 and 2024 (26.7% → 21.6%).

LONG-ARC SHIFT · TRENDING WORSE+12%

In-state tuition

In-state tuition at Johnson C Smith University rose 12% between 2021 and 2024 ($18.9k → $21.3k).

LONG-ARC SHIFT · TRENDING WORSE+12%

Out-of-state tuition

Out-of-state tuition at Johnson C Smith University rose 12% between 2021 and 2024 ($18.9k → $21.3k).

LONG-ARC SHIFT · TRENDING WORSE-12%

150%-time completion

150%-time completion at Johnson C Smith University fell 12% between 2021 and 2024 (39.0% → 34.3%).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. North Carolina

Each tile compares this institution to the North Carolina median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$42,680+36% · 6→10y
North Carolina median $36,030
MEDIAN EARNINGS · 6Y
$31,478
Treasury earnings · 6y post-entry
COMPLETION · 150%
34.1%-6% · '98→'24
North Carolina median 46.1%
MEDIAN FEDERAL DEBT
$20,500+199% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
1,047-13% · '96→'24
latest IPEDS
RETENTION
62.5%+21% · '04→'24
first-time, full-time
ADMISSION RATE
42.9%+10% · '01→'24
latest cohort
IN-STATE TUITION
$20,480+112% · '01→'24
out-of-state $20,480
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

6.4%
0%8% · GE20%+

Median federal debt $20,500 amortized over 10 years vs. median earnings $42,680 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620241,244
1,66549419962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1998202434.3%
51%34%19982024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$30,000
$32,500$3,31319972020
Median federal student debt at exit.SCORECARD
RETENTION · 20042024+21%

Johnson C Smith University · retention rose

59.0% → 71.3%

IN-STATE TUITION · 20012024+112%

Johnson C Smith University · in-state tuition rose

$10,066 → $21,300

OUT-OF-STATE TUITION · 20012024+112%

Johnson C Smith University · out-of-state tuition rose

$10,066 → $21,300

MEDIAN DEBT · 19972020+199%

Johnson C Smith University · median debt rose

$10,024 → $30,000

COHORT DEFAULT RATE · 20112024-100%

Johnson C Smith University · cohort default rate fell

24.4% → 0.0%

SECTION 06 · BY CIP FAMILY

8 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

COMPUTER & INFORMATION SCIENCES · CIP 11

BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26

PARKS, RECREATION & FITNESS · CIP 31

PSYCHOLOGY · CIP 42

PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44

SOCIAL SCIENCES · CIP 45

BUSINESS, MANAGEMENT & MARKETING · CIP 52

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Johnson C Smith University

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$189,493
Over 40 years, discounted 5.0%
BREAKEVEN
Year 17
First year cumulative discounted earnings cross zero
graduationbreakeven · year 17year 0year 39
Cost per year
$17,959
HS-only baseline · NC
$35,600
Years to complete
4
CIP family
52

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Johnson C Smith University graduates earn $X” — not “Johnson C Smith University makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Johnson C Smith University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →