CIP 5135 · Undergraduate Certificate or Diploma · Josef's School of Hair Skin & Body-Grand Forks

Somatic Bodywork and Related Therapeutic Services at Josef's School of Hair Skin & Body-Grand Forks

Federal outcomes for undergraduate certificate or diploma graduates of Josef's School of Hair Skin & Body-Grand Forks. 0 completers in the most recent 4-year window (3 in the latest year alone). Median earnings 5 years after completion: $26,854.

MEDIAN EARNINGS · 5Y
$26,854
North Dakota CIP-4 median $26,542
MEDIAN EARNINGS · 4Y
$18,676
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$7,917
At program completion
COMPLETERS · 4Y WINDOW
0
3 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Josef's School of Hair Skin & Body-Grand Forks

3.9%
0%8% · GE20%+

Median federal debt $7,917 amortized over 10 years vs. median 5-year earnings $26,854.

Statewide CIP-4 peer median

4.0%
0%8% · GE20%+

Same debt against the North Dakota CIP 5135 peer-median earnings $26,542.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$7,917
$7,917$4,58420142018
Median federal debt at program exit.FoS
COMPLETERS · 201420190
13020142019
Annual completers (IPEDS C).IPEDS
DEBT_MEDIAN · 20142018+70%

Somatic Bodywork and Related Therapeutic Services at Josef's School of Hair Skin & Body-Grand Forks · debt_median rose

4,644 → 7,917

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
-$229,838
Over 40 years, discounted 5.0%
BREAKEVEN
Doesn’t reach breakeven within the horizon
graduationyear 0year 39
Cost per year
$16,149
HS-only baseline · ND
$38,900
Years to complete
1
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 5135

Somatic Bodywork and Related Therapeutic Services across North Dakota institutions

Same CIP-4 code and credential level, all North Dakota Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

Josef's School of Hair Skin & Body-Grand ForksTHIS PROGRAM$26,8540 grads
The Salon Professional Academy-FargoPEER$26,54219 grads
SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →