Toledo, Ohio. 10,244 undergraduate students. 261 programs in the federal Field-of-Study dataset.
UNITID 206084 · OPEID 003131 · IPEDS HDVINTAGE · COLLEGE SCORECARD · 2025-05 · HISTORY 1996–2024
ANOMALY ENGINE · NOTABLE SIGNALS
Earnings, completion, debt, and enrollment anomalies at University of Toledo
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
ENROLLMENT CLIFF · TRENDING WORSE-22%
Undergraduate enrollment
Undergraduate enrollment fell 22% at University of Toledo vs the 2018–2022 baseline (10.2k vs 13.1k).
LONG-ARC SHIFT · TRENDING BETTER-100%
3-year cohort default rate
3-year cohort default rate at University of Toledo fell 100% between 2021 and 2024 (2.9% → 0.0%).
LONG-ARC SHIFT · TRENDING WORSE-19%
Undergraduate enrollment
Undergraduate enrollment at University of Toledo fell 19% between 2021 and 2024 (12.0k → 9.8k).
LONG-ARC SHIFT · TRENDING BETTER+32%
100%-time completion
100%-time completion at University of Toledo rose 32% between 2006 and 2009 (17.2% → 22.8%).
SECTION 01 · OUTCOMES SNAPSHOT
University of Toledo earnings, debt, and completion vs. the Ohio median
Each tile compares this institution to the Ohio median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
MEDIAN EARNINGS · 10Y
$50,632+15% · 6→10y
Ohio median $41,039
MEDIAN EARNINGS · 6Y
$44,162
Treasury earnings · 6y post-entry
COMPLETION · 150%
55.6%+36% · '97→'09
Ohio median 62.5%
MEDIAN FEDERAL DEBT
$14,750+278% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
10,244-44% · '96→'24
latest IPEDS
RETENTION
75.9%+3% · '04→'09
first-time, full-time
ADMISSION RATE
94.8%+1% · '13→'24
latest cohort
IN-STATE TUITION
$12,377+69% · '00→'09
out-of-state $21,737
SECTION 02 · EARNINGS HORIZONS
How University of Toledo earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings at University of Toledo
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.9%
0%8% · GE20%+
Median federal debt $14,750 amortized over 10 years vs. median earnings $50,632 (10y after entry).
SECTION 04 · LONG ARC
University of Toledo enrollment, completion, and debt over time
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
UNDERGRAD · 1996–20249,770
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997–200943.6%
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 1997–2020$22,250
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 1997→2009+36%
University of Toledo · completion · 150% rose
32.1% → 43.6%
COMPLETION · 100% · 1997→2009+112%
University of Toledo · completion · 100% rose
10.8% → 22.8%
UNDERGRAD ENROLLMENT · 1996→2024-44%
University of Toledo · undergrad enrollment fell
17,482 → 9,770
IN-STATE TUITION · 2000→2009+69%
University of Toledo · in-state tuition rose
$4,680 → $7,926
OUT-OF-STATE TUITION · 2000→2024+93%
University of Toledo · out-of-state tuition rose
$11,432 → $22,104
MEDIAN DEBT · 1997→2020+278%
University of Toledo · median debt rose
$5,882 → $22,250
COHORT DEFAULT RATE · 2011→2024-100%
University of Toledo · cohort default rate fell
9.7% → 0.0%
EARNINGS_MEDIAN_10YR · 2007→2020+31%
University of Toledo · earnings_median_10yr rose
$38,700 → $50,632
EARNINGS_MEDIAN_8YR · 2005→2020+28%
University of Toledo · earnings_median_8yr rose
$36,800 → $47,257
EARNINGS_MEDIAN_6YR · 2003→2020+35%
University of Toledo · earnings_median_6yr rose
$32,800 → $44,162
SECTION 05 · PROGRAMS
University of Toledo programs ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Estimate the financial outcome at University of Toledo
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$675,788
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
Cost per year
$17,553
HS-only baseline · OH
$36,400
Years to complete
4
CIP family
51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Institutions similar to University of Toledo in Ohio
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
“University of Toledo graduates earn $X” — not “University of Toledo makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of Toledo caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.