+39%
Median federal debt at exit
Median federal debt at exit at Mech-Tech College rose 39% between 2017 and 2020 ($2.5k → $3.5k).
Puerto Rico · Private for-profit · Predominantly certificates
Mech-Tech College
Caguas, Puerto Rico. 2,246 undergraduate students. 19 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Mech-Tech College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-16%
150%-time completion
150%-time completion at Mech-Tech College fell 16% between 2006 and 2009 (76.4% → 64.5%).
+13%
In-state tuition
In-state tuition at Mech-Tech College rose 13% between 2021 and 2024 ($10.1k → $11.4k).
+13%
Out-of-state tuition
Out-of-state tuition at Mech-Tech College rose 13% between 2021 and 2024 ($10.1k → $11.4k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Puerto Rico
Each tile compares this institution to the Puerto Rico median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$24,967+2% · 6→10y
Puerto Rico median $23,370$24,493
Treasury earnings · 6y post-entry62.4%-20% · '97→'09
Puerto Rico median 52.5%$3,008+94% · '97→'20
At program completion2,246+417% · '96→'09
latest IPEDS79.7%+1% · '04→'24
first-time, full-time—
latest cohort$11,394+89% · '00→'24
out-of-state $11,394SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
1.6%Median federal debt $3,008 amortized over 10 years vs. median earnings $24,967 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+417%
Mech-Tech College · undergrad enrollment rose
687 → 3,554
+89%
Mech-Tech College · in-state tuition rose
$6,030 → $11,394
+89%
Mech-Tech College · out-of-state tuition rose
$6,030 → $11,394
+94%
Mech-Tech College · median debt rose
$1,800 → $3,500
+48%
Mech-Tech College · earnings_median_8yr rose
$16,700 → $24,728
+69%
Mech-Tech College · earnings_median_6yr rose
$14,200 → $24,493
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Electromechanical Instrumentation and Maintenance Technologies/Technicians.$35,458Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR).$34,704Precision Metal Working.$28,965Vehicle Maintenance and Repair Technologies.$23,651Mechanics and Repairers, General.$22,196
SECTION 06 · BY CIP FAMILY
5 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
ENGINEERING TECHNOLOGIES · CIP 15
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
PRECISION PRODUCTION · CIP 48
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Mech-Tech College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$48,483
Over 40 years, discounted 5.0%
BREAKEVEN
Year 19
First year cumulative discounted earnings cross zero
- Cost per year
- $13,641
- HS-only baseline · PR
- $22,400
- Years to complete
- 1
- CIP family
- 47
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Puerto Rico
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Mech-Tech College graduates earn $X” — not “Mech-Tech College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Mech-Tech College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.