+10%
Median federal debt at exit
Median federal debt at exit at Universidad del Sagrado Corazon rose 10% between 2017 and 2020 ($14.8k → $16.2k).
Puerto Rico · Private nonprofit · Predominantly bachelor's
Universidad del Sagrado Corazon
Santurce, Puerto Rico. 4,042 undergraduate students. 73 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Universidad del Sagrado Corazon
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+146%
100%-time completion
100%-time completion at Universidad del Sagrado Corazon rose 146% between 2021 and 2024 (9.4% → 23.2%).
-100%
3-year cohort default rate
3-year cohort default rate at Universidad del Sagrado Corazon fell 100% between 2021 and 2024 (0.8% → 0.0%).
+26%
150%-time completion
150%-time completion at Universidad del Sagrado Corazon rose 26% between 2021 and 2024 (41.2% → 52.1%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Puerto Rico
Each tile compares this institution to the Puerto Rico median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$31,754+15% · 6→10y
Puerto Rico median $23,370$27,544
Treasury earnings · 6y post-entry43.6%+214% · '97→'24
Puerto Rico median 52.5%$11,250+422% · '97→'20
At program completion4,042-1% · '96→'09
latest IPEDS79.1%-1% · '04→'24
first-time, full-time53.4%-28% · '01→'24
latest cohort$6,360+50% · '01→'24
out-of-state $6,360SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.7%Median federal debt $11,250 amortized over 10 years vs. median earnings $31,754 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+214%
Universidad del Sagrado Corazon · completion · 150% rose
16.6% → 52.1%
+11475%
Universidad del Sagrado Corazon · completion · 100% rose
0.2% → 23.2%
+50%
Universidad del Sagrado Corazon · in-state tuition rose
$4,280 → $6,410
+50%
Universidad del Sagrado Corazon · out-of-state tuition rose
$4,280 → $6,410
+422%
Universidad del Sagrado Corazon · median debt rose
$3,112 → $16,250
-100%
Universidad del Sagrado Corazon · cohort default rate fell
21.1% → 0.0%
+43%
Universidad del Sagrado Corazon · earnings_median_10yr rose
$22,200 → $31,754
+52%
Universidad del Sagrado Corazon · earnings_median_8yr rose
$17,800 → $27,091
+87%
Universidad del Sagrado Corazon · earnings_median_6yr rose
$14,500 → $27,544
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$65,987Business Administration, Management and Operations.$53,403Public Relations, Advertising, and Applied Communication.$47,574Rhetoric and Composition/Writing Studies.$34,437Psychology, General.$32,544Health and Physical Education/Fitness.$30,616Marketing.$30,510Radio, Television, and Digital Communication.$28,972Communication and Media Studies.$28,955Public Relations, Advertising, and Applied Communication.$28,598Education, General.$27,161Journalism.$27,142Film/Video and Photographic Arts.$22,640Social Sciences, Other.$21,195Arts, Entertainment,and Media Management.$20,295Teacher Education and Professional Development, Specific Levels and Methods.$18,209
SECTION 06 · BY CIP FAMILY
16 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGLISH LANGUAGE & LITERATURE · CIP 23
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Universidad del Sagrado Corazon
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$743,598
Over 40 years, discounted 5.0%
BREAKEVEN
Year 6
First year cumulative discounted earnings cross zero
- Cost per year
- $15,784
- HS-only baseline · PR
- $22,400
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Puerto Rico
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Universidad del Sagrado Corazon graduates earn $X” — not “Universidad del Sagrado Corazon makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Universidad del Sagrado Corazon caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.