-100%
3-year cohort default rate
3-year cohort default rate at Winthrop University fell 100% between 2021 and 2024 (2.1% → 0.0%).
South Carolina · Public · Predominantly bachelor's
Winthrop University
Rock Hill, South Carolina. 3,424 undergraduate students. 69 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Winthrop University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. South Carolina
Each tile compares this institution to the South Carolina median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$47,185+21% · 6→10y
South Carolina median $39,325$39,048
Treasury earnings · 6y post-entry61.2%+11% · '97→'24
South Carolina median 44.4%$19,000+307% · '97→'20
At program completion3,424-10% · '96→'24
latest IPEDS72.8%-3% · '04→'24
first-time, full-time75.1%+13% · '01→'24
latest cohort$15,956+244% · '00→'24
out-of-state $30,286SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
5.4%Median federal debt $19,000 amortized over 10 years vs. median earnings $47,185 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+49%
Winthrop University · completion · 100% rose
30.6% → 45.6%
+244%
Winthrop University · in-state tuition rose
$4,262 → $14,678
+273%
Winthrop University · out-of-state tuition rose
$7,680 → $28,676
+307%
Winthrop University · median debt rose
$6,625 → $26,975
-100%
Winthrop University · cohort default rate fell
7.1% → 0.0%
+33%
Winthrop University · pell share rose
30.8% → 41.0%
+22%
Winthrop University · earnings_median_10yr rose
$38,600 → $47,185
+21%
Winthrop University · earnings_median_8yr rose
$35,200 → $42,584
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Business Administration, Management and Operations.$85,649Educational Administration and Supervision.$71,529Clinical, Counseling and Applied Psychology.$60,944Business Administration, Management and Operations.$58,620Foods, Nutrition, and Related Services.$56,351Chemistry.$54,919Dietetics and Clinical Nutrition Services.$53,619Social Work.$52,289Design and Applied Arts.$52,038Student Counseling and Personnel Services.$51,115Teacher Education and Professional Development, Specific Levels and Methods.$49,980Health and Physical Education/Fitness.$48,959Biology, General.$48,396Public Relations, Advertising, and Applied Communication.$48,026Social Work.$47,517Foods, Nutrition, and Related Services.$46,679Political Science and Government.$45,845History.$45,693Teacher Education and Professional Development, Specific Levels and Methods.$42,071Teacher Education and Professional Development, Specific Subject Areas.$41,444Psychology, General.$40,878Fine and Studio Arts.$40,824English Language and Literature, General.$40,259Communication and Media Studies.$38,558
Showing top 24 of 27 ranked programs.
SECTION 06 · BY CIP FAMILY
27 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
Teacher Education and Professional Development, Specific Levels and Methods.$42,071Teacher Education and Professional Development, Specific Levels and Methods.$49,980Teacher Education and Professional Development, Specific Subject Areas.$41,444Student Counseling and Personnel Services.$51,115Educational Administration and Supervision.$71,529
FAMILY & CONSUMER SCIENCES · CIP 19
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PARKS, RECREATION & FITNESS · CIP 31
PHYSICAL SCIENCES · CIP 40
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Winthrop University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$433,774
Over 40 years, discounted 5.0%
BREAKEVEN
Year 9
First year cumulative discounted earnings cross zero
- Cost per year
- $16,762
- HS-only baseline · SC
- $33,700
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in South Carolina
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Winthrop University graduates earn $X” — not “Winthrop University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Winthrop University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.