Tennessee · Private for-profit · Predominantly certificates

Concorde Career College-Memphis

Memphis, Tennessee. 420 undergraduate students. 12 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Concorde Career College-Memphis

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

ENROLLMENT CLIFF · TRENDING WORSE-69%

Undergraduate enrollment

Undergraduate enrollment fell 69% at Concorde Career College-Memphis vs the 2018–2022 baseline (420 vs 1.4k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at Concorde Career College-Memphis fell 100% between 2021 and 2024 (4.7% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE-62%

Undergraduate enrollment

Undergraduate enrollment at Concorde Career College-Memphis fell 62% between 2021 and 2024 (1.4k → 517).

COMPLETION DROP · TRENDING WORSE-10pp

150%-time completion

150%-time completion fell 10 pp at Concorde Career College-Memphis vs the 2003–2007 baseline (51.1% vs 60.7%).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Tennessee

Each tile compares this institution to the Tennessee median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$31,599+3% · 6→10y
Tennessee median $38,880
MEDIAN EARNINGS · 6Y
$30,765
Treasury earnings · 6y post-entry
COMPLETION · 150%
51.1%+24% · '97→'09
Tennessee median 57.6%
MEDIAN FEDERAL DEBT
$9,500+262% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
420+35% · '96→'24
latest IPEDS
RETENTION
64.1%-17% · '04→'24
first-time, full-time
ADMISSION RATE
73.4%-5% · '01→'24
latest cohort
IN-STATE TUITION
annual
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

4.0%
0%8% · GE20%+

Median federal debt $9,500 amortized over 10 years vs. median earnings $31,599 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 19962024517
1,44834919962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997200973.0%
87%37%19972009
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$9,500
$9,500$2,62519972020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 19972009+24%

Concorde Career College-Memphis · completion · 150% rose

58.9% → 73.0%

RETENTION · 20042024-17%

Concorde Career College-Memphis · retention fell

80.0% → 66.7%

UNDERGRAD ENROLLMENT · 19962024+35%

Concorde Career College-Memphis · undergrad enrollment rose

384 → 517

MEDIAN DEBT · 19972020+262%

Concorde Career College-Memphis · median debt rose

$2,625 → $9,500

COHORT DEFAULT RATE · 20112024-100%

Concorde Career College-Memphis · cohort default rate fell

27.6% → 0.0%

EARNINGS_MEDIAN_8YR · 20052020+23%

Concorde Career College-Memphis · earnings_median_8yr rose

$25,600 → $31,594

EARNINGS_MEDIAN_6YR · 20032020+27%

Concorde Career College-Memphis · earnings_median_6yr rose

$24,200 → $30,765

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Concorde Career College-Memphis

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
-$140,615
Over 40 years, discounted 5.0%
BREAKEVEN
Doesn’t reach breakeven within the horizon
graduationyear 0year 39
Cost per year
$23,390
HS-only baseline · TN
$34,600
Years to complete
1
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Concorde Career College-Memphis graduates earn $X” — not “Concorde Career College-Memphis makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Concorde Career College-Memphis caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →