-13%
Undergraduate enrollment
Undergraduate enrollment at Union University fell 13% between 2021 and 2024 (1.9k → 1.6k).
Tennessee · Private nonprofit · Predominantly bachelor's
Union University
Jackson, Tennessee. 1,637 undergraduate students. 97 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Union University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Union University fell 100% between 2021 and 2024 (1.1% → 0.0%).
+13%
In-state tuition
In-state tuition at Union University rose 13% between 2021 and 2024 ($35.5k → $40.0k).
+13%
Out-of-state tuition
Out-of-state tuition at Union University rose 13% between 2021 and 2024 ($35.5k → $40.0k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Tennessee
Each tile compares this institution to the Tennessee median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$53,990+19% · 6→10y
Tennessee median $38,880$45,505
Treasury earnings · 6y post-entry70.9%+18% · '97→'24
Tennessee median 57.6%$16,666+159% · '97→'20
At program completion1,637-7% · '96→'24
latest IPEDS86.9%+19% · '04→'24
first-time, full-time47.2%-27% · '01→'24
latest cohort$38,450+236% · '00→'24
out-of-state $38,450SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.1%Median federal debt $16,666 amortized over 10 years vs. median earnings $53,990 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+111%
Union University · completion · 100% rose
28.5% → 60.1%
+19%
Union University · retention rose
75.0% → 89.0%
+236%
Union University · in-state tuition rose
$11,920 → $40,025
+236%
Union University · out-of-state tuition rose
$11,920 → $40,025
+159%
Union University · median debt rose
$8,000 → $20,714
-100%
Union University · cohort default rate fell
6.2% → 0.0%
+366%
Union University · pell share rose
5.3% → 24.5%
+33%
Union University · earnings_median_10yr rose
$40,600 → $53,990
+30%
Union University · earnings_median_8yr rose
$38,600 → $50,033
+34%
Union University · earnings_median_6yr rose
$34,000 → $45,505
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Pharmacy, Pharmaceutical Sciences, and Administration.$142,120Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$113,834Business Administration, Management and Operations.$99,193Educational Administration and Supervision.$86,561Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$79,882Educational Administration and Supervision.$75,621Multi/Interdisciplinary Studies, Other.$61,007Educational Administration and Supervision.$56,875Theology and Religious Vocations, Other.$56,748Education, General.$51,763Social Work.$50,425Business Administration, Management and Operations.$47,078Liberal Arts and Sciences, General Studies and Humanities.$45,443Teacher Education and Professional Development, Specific Levels and Methods.$44,906Social Work.$42,856Psychology, General.$35,790Fine and Studio Arts.$34,300English Language and Literature, General.$34,256
SECTION 06 · BY CIP FAMILY
18 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
THEOLOGY & RELIGIOUS VOCATIONS · CIP 39
PSYCHOLOGY · CIP 42
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Union University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$740,611
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $25,531
- HS-only baseline · TN
- $34,600
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Tennessee
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Union University graduates earn $X” — not “Union University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Union University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.