+32%
Median federal debt at exit
Median federal debt at exit at The University of Texas at El Paso rose 32% between 2006 and 2009 ($5.5k → $7.2k).
Texas · Public · Predominantly bachelor's
UTEP
El Paso, Texas. 20,547 undergraduate students. 173 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at UTEP
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+29%
100%-time completion
100%-time completion at The University of Texas at El Paso rose 29% between 2021 and 2024 (17.8% → 23.0%).
+13%
First-year retention
First-year retention at The University of Texas at El Paso rose 13% between 2021 and 2024 (69.9% → 78.9%).
+11%
150%-time completion
150%-time completion at The University of Texas at El Paso rose 11% between 2021 and 2024 (45.4% → 50.2%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Texas
Each tile compares this institution to the Texas median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$50,923+34% · 6→10y
Texas median $39,639$37,978
Treasury earnings · 6y post-entry46.0%+123% · '97→'24
Texas median 51.8%$12,573+107% · '97→'09
At program completion20,547+60% · '96→'24
latest IPEDS77.3%+18% · '04→'24
first-time, full-time99.9%+3% · '07→'24
latest cohort$9,744+283% · '00→'24
out-of-state $25,512SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.3%Median federal debt $12,573 amortized over 10 years vs. median earnings $50,923 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+123%
UTEP · completion · 150% rose
22.5% → 50.2%
+869%
UTEP · completion · 100% rose
2.4% → 23.0%
+18%
UTEP · retention rose
67.0% → 78.9%
+60%
UTEP · undergrad enrollment rose
13,159 → 21,005
+283%
UTEP · in-state tuition rose
$2,541 → $9,744
+222%
UTEP · out-of-state tuition rose
$7,917 → $25,502
+107%
UTEP · median debt rose
$3,500 → $7,250
+24%
UTEP · pell share rose
49.9% → 61.6%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$128,408Computer and Information Sciences, General.$101,825Electrical, Electronics and Communications Engineering.$99,630Mechanical Engineering.$96,545Mechanical Engineering.$91,486Bioethics/Medical Ethics.$89,521Business Administration, Management and Operations.$88,771Rehabilitation and Therapeutic Professions.$86,370Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$84,537Industrial Engineering.$80,955Communication Disorders Sciences and Services.$78,910Accounting and Related Services.$78,356Systems Engineering.$77,904Civil Engineering.$76,943Multi/Interdisciplinary Studies, Other.$73,616Metallurgical Engineering.$73,613Public Administration.$68,589Educational Administration and Supervision.$67,045Rehabilitation and Therapeutic Professions.$65,412Social Work.$63,976Microbiological Sciences and Immunology.$63,674Security Science and Technology.$63,300Curriculum and Instruction.$61,028Clinical/Medical Laboratory Science/Research and Allied Professions.$60,471
Showing top 24 of 55 ranked programs.
SECTION 06 · BY CIP FAMILY
55 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGINEERING · CIP 14
FOREIGN LANGUAGES · CIP 16
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$84,537Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$128,408Public Health.$39,473Bioethics/Medical Ethics.$89,521Rehabilitation and Therapeutic Professions.$65,412Communication Disorders Sciences and Services.$78,910Clinical/Medical Laboratory Science/Research and Allied Professions.$60,471Rehabilitation and Therapeutic Professions.$86,370
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business Administration, Management and Operations.$46,950Accounting and Related Services.$57,556Finance and Financial Management Services.$52,663Business Administration, Management and Operations.$88,771Marketing.$52,324Accounting and Related Services.$78,356Management Information Systems and Services.$55,242Business/Managerial Economics.$57,581Business/Commerce, General.$51,833
HISTORY · CIP 54
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at UTEP
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$829,940
Over 40 years, discounted 5.0%
BREAKEVEN
Year 5
First year cumulative discounted earnings cross zero
- Cost per year
- $11,289
- HS-only baseline · TX
- $37,300
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Texas
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“UTEP graduates earn $X” — not “UTEP makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending UTEP caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.