-57%
Private nonprofit bachelor's-predominant peer
10-year earnings at Goddard College are 57% below the private nonprofit bachelor's-predominant peer median ($25.6k vs $59.9k).
Vermont · Private nonprofit · Predominantly bachelor's
Goddard College
Plainfield, Vermont. 113 undergraduate students. 17 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Goddard College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
8.7%
Debt-to-earnings
Debt-to-earnings ratio of 8.7% at Goddard College exceeds the 8% gainful-employment threshold ($16.8k debt amortized over 10 years vs $25.6k earnings).
-38%
Earnings trend · post-entry horizons
Earnings 10 years post-entry at Goddard College are 38% below 6-year earnings ($41.1k → $25.6k).
+20%
In-state tuition
In-state tuition at Goddard College rose 20% between 2006 and 2009 ($10.4k → $12.5k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Vermont
Each tile compares this institution to the Vermont median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$25,552-38% · 6→10y
Vermont median $50,331$41,102
Treasury earnings · 6y post-entry75.0%+91% · '97→'09
Vermont median 66.7%$16,750+140% · '97→'09
At program completion113+12% · '96→'09
latest IPEDS100.0%-32% · '04→'09
first-time, full-time19.5%+34% · '01→'09
latest cohort$19,568-32% · '01→'09
out-of-state $19,568SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
8.7%Median federal debt $16,750 amortized over 10 years vs. median earnings $25,552 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+91%
Goddard College · completion · 150% rose
28.6% → 54.5%
-100%
Goddard College · completion · 100% fell
10.7% → 0.0%
-32%
Goddard College · retention fell
82.0% → 55.6%
-32%
Goddard College · in-state tuition fell
$18,449 → $12,508
-32%
Goddard College · out-of-state tuition fell
$18,449 → $12,508
+140%
Goddard College · median debt rose
$5,000 → $12,000
-23%
Goddard College · pell share fell
51.4% → 39.7%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
6 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
PSYCHOLOGY · CIP 42
VISUAL & PERFORMING ARTS · CIP 50
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Goddard College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$160,120
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $27,429
- HS-only baseline · VT
- $37,800
- Years to complete
- 6
- CIP family
- 50
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Vermont
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Goddard College graduates earn $X” — not “Goddard College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Goddard College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.