-100%
3-year cohort default rate
3-year cohort default rate at University of Wisconsin-La Crosse fell 100% between 2021 and 2024 (0.5% → 0.0%).
Wisconsin · Public · Predominantly bachelor's
University of Wisconsin-La Crosse
La Crosse, Wisconsin. 9,194 undergraduate students. 72 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at University of Wisconsin-La Crosse
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+11%
100%-time completion
100%-time completion at University of Wisconsin-La Crosse rose 11% between 2021 and 2024 (46.4% → 51.4%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Wisconsin
Each tile compares this institution to the Wisconsin median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$60,378+22% · 6→10y
Wisconsin median $46,297$49,626
Treasury earnings · 6y post-entry71.2%+54% · '97→'24
Wisconsin median 58.4%$18,000+231% · '97→'20
At program completion9,194+14% · '96→'24
latest IPEDS85.7%+1% · '04→'24
first-time, full-time73.3%+8% · '01→'24
latest cohort$9,651+204% · '00→'24
out-of-state $18,691SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.0%Median federal debt $18,000 amortized over 10 years vs. median earnings $60,378 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+54%
University of Wisconsin-La Crosse · completion · 150% rose
46.0% → 71.0%
+432%
University of Wisconsin-La Crosse · completion · 100% rose
9.7% → 51.4%
+204%
University of Wisconsin-La Crosse · in-state tuition rose
$3,314 → $10,070
+80%
University of Wisconsin-La Crosse · out-of-state tuition rose
$10,842 → $19,517
+231%
University of Wisconsin-La Crosse · median debt rose
$6,792 → $22,500
-100%
University of Wisconsin-La Crosse · cohort default rate fell
2.2% → 0.0%
+33%
University of Wisconsin-La Crosse · earnings_median_10yr rose
$45,300 → $60,378
+35%
University of Wisconsin-La Crosse · earnings_median_8yr rose
$42,500 → $57,231
+29%
University of Wisconsin-La Crosse · earnings_median_6yr rose
$38,600 → $49,626
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Biology, General.$200,948Allied Health Diagnostic, Intervention, and Treatment Professions.$129,711Computer and Information Sciences, General.$96,251Physics.$84,403Rehabilitation and Therapeutic Professions.$79,412Accounting and Related Services.$78,929Finance and Financial Management Services.$74,278Allied Health Diagnostic, Intervention, and Treatment Professions.$73,975Management Information Systems and Services.$73,916Mathematics.$72,149Clinical/Medical Laboratory Science/Research and Allied Professions.$72,142Biochemistry, Biophysics and Molecular Biology.$71,927Biology, General.$69,335Chemistry.$69,147Insurance.$68,766Clinical, Counseling and Applied Psychology.$68,003Economics.$66,573Teacher Education and Professional Development, Specific Levels and Methods.$64,458Marketing.$64,117Business Administration, Management and Operations.$63,725Teacher Education and Professional Development, Specific Subject Areas.$61,311Microbiological Sciences and Immunology.$60,098Rehabilitation and Therapeutic Professions.$59,985Communication and Media Studies.$58,179
Showing top 24 of 46 ranked programs.
SECTION 06 · BY CIP FAMILY
46 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
Teacher Education and Professional Development, Specific Levels and Methods.$46,844Teacher Education and Professional Development, Specific Levels and Methods.$64,458Educational Administration and Supervision.$54,072Teacher Education and Professional Development, Specific Subject Areas.$50,961Teacher Education and Professional Development, Specific Subject Areas.$61,311Curriculum and Instruction.$47,290Student Counseling and Personnel Services.$54,552
FOREIGN LANGUAGES · CIP 16
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
PARKS, RECREATION & FITNESS · CIP 31
PHYSICAL SCIENCES · CIP 40
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Public Health.$53,004Allied Health Diagnostic, Intervention, and Treatment Professions.$129,711Rehabilitation and Therapeutic Professions.$54,684Allied Health Diagnostic, Intervention, and Treatment Professions.$73,975Rehabilitation and Therapeutic Professions.$59,985Clinical/Medical Laboratory Science/Research and Allied Professions.$72,142Rehabilitation and Therapeutic Professions.$79,412
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at University of Wisconsin-La Crosse
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$548,149
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
- Cost per year
- $13,175
- HS-only baseline · WI
- $37,100
- Years to complete
- 4
- CIP family
- 26
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Wisconsin
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“University of Wisconsin-La Crosse graduates earn $X” — not “University of Wisconsin-La Crosse makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of Wisconsin-La Crosse caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.