-100%
3-year cohort default rate
3-year cohort default rate at Florida Gulf Coast University fell 100% between 2021 and 2024 (1.3% → 0.0%).
Florida · Public · Predominantly bachelor's
Florida Gulf Coast University
Fort Myers, Florida. 13,809 undergraduate students. 86 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Florida Gulf Coast University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+18%
100%-time completion
100%-time completion at Florida Gulf Coast University rose 18% between 2021 and 2024 (35.7% → 42.3%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Florida
Each tile compares this institution to the Florida median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$54,560+21% · 6→10y
Florida median $36,288$45,029
Treasury earnings · 6y post-entry56.0%+57% · '02→'24
Florida median 65.6%$11,999+236% · '99→'20
At program completion13,809+565% · '99→'24
latest IPEDS83.0%+4% · '04→'24
first-time, full-time76.8%-13% · '01→'24
latest cohort$6,118+179% · '00→'24
out-of-state $25,162SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.9%Median federal debt $11,999 amortized over 10 years vs. median earnings $54,560 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+57%
Florida Gulf Coast University · completion · 150% rose
36.7% → 57.4%
+137%
Florida Gulf Coast University · completion · 100% rose
17.8% → 42.3%
+565%
Florida Gulf Coast University · undergrad enrollment rose
2,087 → 13,874
+179%
Florida Gulf Coast University · in-state tuition rose
$2,191 → $6,118
+164%
Florida Gulf Coast University · out-of-state tuition rose
$9,529 → $25,162
+236%
Florida Gulf Coast University · median debt rose
$5,250 → $17,622
-100%
Florida Gulf Coast University · cohort default rate fell
7.0% → 0.0%
+91%
Florida Gulf Coast University · pell share rose
14.6% → 27.9%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$158,823Computer Engineering.$112,607Accounting and Related Services.$93,218Business Administration, Management and Operations.$89,129Biomedical/Medical Engineering.$86,835Finance and Financial Management Services.$85,077Civil Engineering.$80,720Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$79,851Environmental/Environmental Health Engineering.$79,256Rehabilitation and Therapeutic Professions.$77,084Public Administration.$69,610Accounting and Related Services.$68,267Management Information Systems and Services.$67,250Political Science and Government.$66,600Marketing.$63,167Student Counseling and Personnel Services.$60,124Business Administration, Management and Operations.$59,492Public Health.$57,743Mathematics.$57,703Legal Support Services.$55,628Special Education and Teaching.$55,014Health Services/Allied Health/Health Sciences, General.$53,523Criminal Justice and Corrections.$53,216Social Work.$52,802
Showing top 24 of 41 ranked programs.
SECTION 06 · BY CIP FAMILY
41 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGINEERING · CIP 14
LEGAL PROFESSIONS · CIP 22
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Health Services/Allied Health/Health Sciences, General.$53,523Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$79,851Public Health.$57,743Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$158,823Rehabilitation and Therapeutic Professions.$77,084
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business Administration, Management and Operations.$59,492Marketing.$63,167Finance and Financial Management Services.$85,077Hospitality Administration/Management.$50,667Business Administration, Management and Operations.$89,129Accounting and Related Services.$68,267Management Information Systems and Services.$67,250Accounting and Related Services.$93,218
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Florida Gulf Coast University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$444,773
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $9,954
- HS-only baseline · FL
- $35,400
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Florida
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Florida Gulf Coast University graduates earn $X” — not “Florida Gulf Coast University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Florida Gulf Coast University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.