-100%
3-year cohort default rate
3-year cohort default rate at University of North Florida fell 100% between 2021 and 2024 (1.2% → 0.0%).
Florida · Public · Predominantly bachelor's
University of North Florida
Jacksonville, Florida. 13,915 undergraduate students. 114 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at University of North Florida
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+13%
100%-time completion
100%-time completion at University of North Florida rose 13% between 2021 and 2024 (44.8% → 50.5%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Florida
Each tile compares this institution to the Florida median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$56,343+21% · 6→10y
Florida median $36,288$46,546
Treasury earnings · 6y post-entry68.2%+80% · '97→'24
Florida median 65.6%$11,750+154% · '97→'20
At program completion13,915+66% · '96→'24
latest IPEDS81.2%+9% · '04→'24
first-time, full-time62.3%-25% · '01→'24
latest cohort$6,389+163% · '00→'24
out-of-state $20,793SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.8%Median federal debt $11,750 amortized over 10 years vs. median earnings $56,343 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+80%
University of North Florida · completion · 150% rose
38.4% → 69.2%
+189%
University of North Florida · completion · 100% rose
17.5% → 50.5%
+66%
University of North Florida · undergrad enrollment rose
8,042 → 13,359
+163%
University of North Florida · in-state tuition rose
$2,425 → $6,389
+113%
University of North Florida · out-of-state tuition rose
$9,764 → $20,793
+154%
University of North Florida · median debt rose
$6,125 → $15,531
-100%
University of North Florida · cohort default rate fell
8.5% → 0.0%
+73%
University of North Florida · pell share rose
17.8% → 30.8%
+26%
University of North Florida · earnings_median_10yr rose
$44,600 → $56,343
+22%
University of North Florida · earnings_median_8yr rose
$42,000 → $51,315
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$151,821Business Administration, Management and Operations.$95,416Electrical, Electronics and Communications Engineering.$92,420Construction Engineering Technologies.$91,779Mechanical Engineering.$87,430Computer and Information Sciences, General.$85,179Civil Engineering.$82,791Accounting and Related Services.$82,235Rehabilitation and Therapeutic Professions.$81,472Accounting and Related Services.$77,318Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$75,927Finance and Financial Management Services.$72,191Chemistry.$69,271Criminal Justice and Corrections.$68,829American Sign Language.$68,159Dietetics and Clinical Nutrition Services.$67,241Public Administration.$67,027Business Administration, Management and Operations.$64,007Marketing.$63,817International Business.$63,194Mental and Social Health Services and Allied Professions.$61,948Health and Medical Administrative Services.$59,637Physics.$59,535Health Services/Allied Health/Health Sciences, General.$58,633
Showing top 24 of 49 ranked programs.
SECTION 06 · BY CIP FAMILY
49 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
Teacher Education and Professional Development, Specific Levels and Methods.$50,863Educational Administration and Supervision.$55,993Teacher Education and Professional Development, Specific Levels and Methods.$50,418Special Education and Teaching.$52,358Teacher Education and Professional Development, Specific Subject Areas.$52,853Student Counseling and Personnel Services.$54,870Special Education and Teaching.$53,869
ENGINEERING · CIP 14
ENGINEERING TECHNOLOGIES · CIP 15
FOREIGN LANGUAGES · CIP 16
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PHYSICAL SCIENCES · CIP 40
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Health Services/Allied Health/Health Sciences, General.$53,431Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$75,927Health and Medical Administrative Services.$59,637Dietetics and Clinical Nutrition Services.$55,220Mental and Social Health Services and Allied Professions.$61,948Dietetics and Clinical Nutrition Services.$67,241Health Services/Allied Health/Health Sciences, General.$58,633Allied Health Diagnostic, Intervention, and Treatment Professions.$51,720Rehabilitation and Therapeutic Professions.$81,472Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$151,821
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at University of North Florida
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$295,367
Over 40 years, discounted 5.0%
BREAKEVEN
Year 10
First year cumulative discounted earnings cross zero
- Cost per year
- $11,120
- HS-only baseline · FL
- $35,400
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Florida
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“University of North Florida graduates earn $X” — not “University of North Florida makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of North Florida caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.