-100%
3-year cohort default rate
3-year cohort default rate at Lutheran School of Theology at Chicago fell 100% between 2021 and 2024 (5.7% → 0.0%).
Illinois · Private nonprofit · Predominantly graduate
Lutheran School of Theology at Chicago
Chicago, Illinois. 6 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Lutheran School of Theology at Chicago
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Illinois
Each tile compares this institution to the Illinois median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
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Illinois median $40,810—
Treasury earnings · 6y post-entry—
Illinois median 53.3%—
At program completion—
latest IPEDS—
first-time, full-time—
latest cohort—
annualSECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
1 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
THEOLOGY & RELIGIOUS VOCATIONS · CIP 39
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Lutheran School of Theology at Chicago
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Theological and Ministerial Studies · Master's Degree at Lutheran School of Theology at Chicago(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Illinois
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Lutheran School of Theology at Chicago graduates earn $X” — not “Lutheran School of Theology at Chicago makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Lutheran School of Theology at Chicago caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.