Indiana · Private nonprofit · Predominantly bachelor's

Calumet College of Saint Joseph

Whiting, Indiana. 560 undergraduate students. 42 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Calumet College of Saint Joseph

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE+17%

In-state tuition

In-state tuition at Calumet College of Saint Joseph rose 17% between 2021 and 2024 ($20.5k → $23.9k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at Calumet College of Saint Joseph fell 100% between 2021 and 2024 (5.5% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE+17%

Out-of-state tuition

Out-of-state tuition at Calumet College of Saint Joseph rose 17% between 2021 and 2024 ($20.5k → $23.9k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Indiana

Each tile compares this institution to the Indiana median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$46,945+19% · 6→10y
Indiana median $46,945
MEDIAN EARNINGS · 6Y
$39,342
Treasury earnings · 6y post-entry
COMPLETION · 150%
29.9%-25% · '97→'24
Indiana median 60.7%
MEDIAN FEDERAL DEBT
$9,500+292% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
560-47% · '96→'24
latest IPEDS
RETENTION
39.6%-27% · '04→'24
first-time, full-time
ADMISSION RATE
-8% · '11→'14
latest cohort
IN-STATE TUITION
$22,650+231% · '00→'24
out-of-state $22,650
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

2.7%
0%8% · GE20%+

Median federal debt $9,500 amortized over 10 years vs. median earnings $46,945 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 19962024529
1,18051919962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997202422.9%
48%11%19972024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$21,534
$22,677$5,50019972020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 19972024-25%

Calumet College of Saint Joseph · completion · 150% fell

30.6% → 22.9%

COMPLETION · 100% · 19972024-30%

Calumet College of Saint Joseph · completion · 100% fell

21.1% → 14.7%

RETENTION · 20042024-27%

Calumet College of Saint Joseph · retention fell

58.0% → 42.3%

UNDERGRAD ENROLLMENT · 19962024-47%

Calumet College of Saint Joseph · undergrad enrollment fell

1,000 → 529

IN-STATE TUITION · 20002024+231%

Calumet College of Saint Joseph · in-state tuition rose

$7,200 → $23,850

OUT-OF-STATE TUITION · 20002024+231%

Calumet College of Saint Joseph · out-of-state tuition rose

$7,200 → $23,850

MEDIAN DEBT · 19972020+292%

Calumet College of Saint Joseph · median debt rose

$5,500 → $21,534

COHORT DEFAULT RATE · 20112024-100%

Calumet College of Saint Joseph · cohort default rate fell

13.1% → 0.0%

PELL SHARE · 20082024+39%

Calumet College of Saint Joseph · pell share rose

37.1% → 51.6%

EARNINGS_MEDIAN_10YR · 20072020+26%

Calumet College of Saint Joseph · earnings_median_10yr rose

$37,300 → $46,945

EARNINGS_MEDIAN_6YR · 20032020+24%

Calumet College of Saint Joseph · earnings_median_6yr rose

$31,800 → $39,342

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

SECTION 06 · BY CIP FAMILY

1 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Calumet College of Saint Joseph

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$1,067,655
Over 40 years, discounted 5.0%
BREAKEVEN
Year 9
First year cumulative discounted earnings cross zero
graduationbreakeven · year 9year 0year 39
Cost per year
$22,838
HS-only baseline · IN
$36,400
Years to complete
6
CIP family
44

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Calumet College of Saint Joseph graduates earn $X” — not “Calumet College of Saint Joseph makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Calumet College of Saint Joseph caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →