Maryland · Public · Predominantly bachelor's

UMD

College Park, Maryland. 30,246 undergraduate students. 349 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at UMD

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at University of Maryland-College Park fell 100% between 2021 and 2024 (0.7% → 0.0%).

PEER OUTLIER · TRENDING BETTER+37%

Public bachelor's-predominant peer

10-year earnings at University of Maryland-College Park are 36% above the public bachelor's-predominant peer median ($82.9k vs $60.7k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Maryland

Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$82,860+22% · 6→10y
Maryland median $46,719
MEDIAN EARNINGS · 6Y
$67,785
Treasury earnings · 6y post-entry
COMPLETION · 150%
88.6%+41% · '97→'24
Maryland median 52.1%
MEDIAN FEDERAL DEBT
$17,000+97% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
30,246+31% · '96→'24
latest IPEDS
RETENTION
95.7%+3% · '04→'24
first-time, full-time
ADMISSION RATE
44.8%-19% · '01→'24
latest cohort
IN-STATE TUITION
$11,505+130% · '00→'24
out-of-state $40,306
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

2.7%
0%8% · GE20%+

Median federal debt $17,000 amortized over 10 years vs. median earnings $82,860 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 1996202430,760
30,76023,30419962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997202488.6%
89%63%19972024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$19,000
$19,500$9,66019972020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 19972024+41%

UMD · completion · 150% rose

62.8% → 88.6%

COMPLETION · 100% · 19972024+155%

UMD · completion · 100% rose

30.2% → 77.1%

UNDERGRAD ENROLLMENT · 19962024+31%

UMD · undergrad enrollment rose

23,541 → 30,760

IN-STATE TUITION · 20002024+130%

UMD · in-state tuition rose

$5,136 → $11,809

OUT-OF-STATE TUITION · 20002024+225%

UMD · out-of-state tuition rose

$12,668 → $41,186

MEDIAN DEBT · 19972020+97%

UMD · median debt rose

$9,660 → $19,000

COHORT DEFAULT RATE · 20112024-100%

UMD · cohort default rate fell

3.5% → 0.0%

PELL SHARE · 20082024+33%

UMD · pell share rose

14.5% → 19.4%

EARNINGS_MEDIAN_10YR · 20072020+39%

UMD · earnings_median_10yr rose

$59,700 → $82,860

EARNINGS_MEDIAN_8YR · 20052020+42%

UMD · earnings_median_8yr rose

$53,000 → $75,472

EARNINGS_MEDIAN_6YR · 20032020+49%

UMD · earnings_median_6yr rose

$45,400 → $67,785

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

Business Administration, Management and Operations.CIP 5202 · Master's Degree$153,609403 gradsComputer and Information Sciences, General.CIP 1101 · Bachelor's Degree$144,2400 gradsEngineering, General.CIP 1401 · Master's Degree$134,125335 gradsEducational Administration and Supervision.CIP 1304 · Doctoral Degree$130,07922 gradsPhysics.CIP 4008 · Doctoral Degree$120,34724 gradsFinance and Financial Management Services.CIP 5208 · Bachelor's Degree$116,598384 gradsInformation Science/Studies.CIP 1104 · Bachelor's Degree$113,785642 gradsManagement Sciences and Quantitative Methods.CIP 5213 · Bachelor's Degree$110,163135 gradsElectrical, Electronics and Communications Engineering.CIP 1410 · Bachelor's Degree$108,058114 gradsAerospace, Aeronautical and Astronautical Engineering.CIP 1402 · Bachelor's Degree$106,431156 gradsAgricultural Engineering.CIP 1403 · Bachelor's Degree$106,061125 gradsMulti/Interdisciplinary Studies, Other.CIP 3099 · Master's Degree$102,991137 gradsPublic Policy Analysis.CIP 4405 · Master's Degree$102,67998 gradsMechanical Engineering.CIP 1419 · Bachelor's Degree$102,581331 gradsBusiness Administration, Management and Operations.CIP 5202 · Bachelor's Degree$102,325205 gradsMathematics.CIP 2701 · Bachelor's Degree$101,607229 gradsPhysics.CIP 4008 · Bachelor's Degree$101,24081 gradsAccounting and Related Services.CIP 5203 · Bachelor's Degree$99,454200 gradsAccounting and Related Services.CIP 5203 · Master's Degree$95,24365 gradsPublic Health.CIP 5122 · Master's Degree$93,64488 gradsChemical Engineering.CIP 1407 · Bachelor's Degree$92,42366 gradsEngineering, Other.CIP 1499 · Bachelor's Degree$92,28526 gradsMarketing.CIP 5214 · Bachelor's Degree$91,119211 gradsCivil Engineering.CIP 1408 · Bachelor's Degree$90,438127 grads
Showing top 24 of 73 ranked programs.349 TOTAL PROGRAMS
SECTION 06 · BY CIP FAMILY

73 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

COMPUTER & INFORMATION SCIENCES · CIP 11

EDUCATION · CIP 13

ENGINEERING · CIP 14

FOREIGN LANGUAGES · CIP 16

FAMILY & CONSUMER SCIENCES · CIP 19

ENGLISH LANGUAGE & LITERATURE · CIP 23

LIBRARY SCIENCE · CIP 25

BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26

MATHEMATICS & STATISTICS · CIP 27

MULTI/INTERDISCIPLINARY STUDIES · CIP 30

PARKS, RECREATION & FITNESS · CIP 31

PHILOSOPHY & RELIGIOUS STUDIES · CIP 38

PHYSICAL SCIENCES · CIP 40

PSYCHOLOGY · CIP 42

PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44

SOCIAL SCIENCES · CIP 45

VISUAL & PERFORMING ARTS · CIP 50

HEALTH PROFESSIONS · CIP 51

BUSINESS, MANAGEMENT & MARKETING · CIP 52

HISTORY · CIP 54

AGRICULTURE · CIP 01

NATURAL RESOURCES & CONSERVATION · CIP 03

ARCHITECTURE · CIP 04

AREA, ETHNIC & CULTURAL STUDIES · CIP 05

COMMUNICATION & JOURNALISM · CIP 09

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at UMD

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$1,548,890
Over 40 years, discounted 5.0%
BREAKEVEN
Year 5
First year cumulative discounted earnings cross zero
graduationbreakeven · year 5year 0year 39
Cost per year
$12,237
HS-only baseline · MD
$41,100
Years to complete
4
CIP family
11

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

UMD graduates earn $X” — not “UMD makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending UMD caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →