+58%
Median federal debt at exit
Median federal debt at exit at Marketti Academy of Cosmetology rose 58% between 2015 and 2017 ($5.9k → $9.3k).
Michigan · Private for-profit · Predominantly certificates
Marketti Academy of Cosmetology
Waterford, Michigan. 45 undergraduate students. 2 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Marketti Academy of Cosmetology
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Marketti Academy of Cosmetology fell 100% between 2021 and 2024 (1.7% → 0.0%).
-45%
Undergraduate enrollment
Undergraduate enrollment at Marketti Academy of Cosmetology fell 45% between 2021 and 2024 (82 → 45).
-31%
Earnings trend · post-entry horizons
Earnings 10 years post-entry at Marketti Academy of Cosmetology are 31% below 6-year earnings ($20.8k → $14.3k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Michigan
Each tile compares this institution to the Michigan median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$14,345-31% · 6→10y
Michigan median $38,167$20,826
Treasury earnings · 6y post-entry92.3%
Michigan median 57.1%$7,081+58% · '15→'17
At program completion45-41% · '10→'24
latest IPEDS100.0%+3% · '10→'24
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
6.6%Median federal debt $7,081 amortized over 10 years vs. median earnings $14,345 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
Median federal student debt at exit.
+58%
Marketti Academy of Cosmetology · median debt rose
$5,900 → $9,329
-35%
Marketti Academy of Cosmetology · pell share fell
22.1% → 14.3%
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Marketti Academy of Cosmetology
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma at Marketti Academy of Cosmetology(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Michigan
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Marketti Academy of Cosmetology graduates earn $X” — not “Marketti Academy of Cosmetology makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Marketti Academy of Cosmetology caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.