-15%
Public certificate-predominant peer
10-year earnings at Saint Paul College are 15% below the public certificate-predominant peer median ($38.4k vs $45.3k).
Minnesota · Public · Predominantly certificates
Saint Paul College
Saint Paul, Minnesota. 3,607 undergraduate students. 79 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Saint Paul College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Saint Paul College fell 100% between 2021 and 2024 (3.4% → 0.0%).
-43%
150%-time completion
150%-time completion at Saint Paul College fell 43% between 2006 and 2009 (43.2% → 24.5%).
-10pp
150%-time completion
150%-time completion fell 10 pp at Saint Paul College vs the 2003–2007 baseline (32.2% vs 42.1%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Minnesota
Each tile compares this institution to the Minnesota median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$38,399+4% · 6→10y
Minnesota median $48,321$36,932
Treasury earnings · 6y post-entry32.2%-42% · '99→'09
Minnesota median 54.7%$9,000+316% · '97→'20
At program completion3,607+36% · '96→'24
latest IPEDS58.6%-3% · '04→'24
first-time, full-time—
latest cohort$6,318+158% · '00→'24
out-of-state $6,318SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.1%Median federal debt $9,000 amortized over 10 years vs. median earnings $38,399 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-42%
Saint Paul College · completion · 150% fell
42.1% → 24.5%
+36%
Saint Paul College · undergrad enrollment rose
2,801 → 3,813
+158%
Saint Paul College · in-state tuition rose
$2,456 → $6,326
+33%
Saint Paul College · out-of-state tuition rose
$4,753 → $6,326
+316%
Saint Paul College · median debt rose
$2,625 → $10,925
-100%
Saint Paul College · cohort default rate fell
21.4% → 0.0%
-21%
Saint Paul College · pell share fell
50.5% → 39.9%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Plumbing and Related Water Supply Services.$86,387Vehicle Maintenance and Repair Technologies.$61,551Precision Metal Working.$60,060Vehicle Maintenance and Repair Technologies.$58,249Computer Systems Networking and Telecommunications.$56,268Allied Health Diagnostic, Intervention, and Treatment Professions.$56,251Electrical and Power Transmission Installers.$54,923Business Administration, Management and Operations.$52,552Accounting and Related Services.$47,366Practical Nursing, Vocational Nursing and Nursing Assistants.$43,263Liberal Arts and Sciences, General Studies and Humanities.$42,952American Sign Language.$42,470Health and Medical Administrative Services.$41,513Health and Medical Administrative Services.$39,741American Sign Language.$39,494Human Development, Family Studies, and Related Services.$39,013Human Development, Family Studies, and Related Services.$36,990Clinical/Medical Laboratory Science/Research and Allied Professions.$36,556Cosmetology and Related Personal Grooming Services.$36,168Culinary Arts and Related Services.$34,012Culinary Arts and Related Services.$33,963Somatic Bodywork and Related Therapeutic Services.$29,003Cosmetology and Related Personal Grooming Services.$22,107Somatic Bodywork and Related Therapeutic Services.$14,668
SECTION 06 · BY CIP FAMILY
24 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
PERSONAL & CULINARY SERVICES · CIP 12
FOREIGN LANGUAGES · CIP 16
FAMILY & CONSUMER SCIENCES · CIP 19
LIBERAL ARTS & GENERAL STUDIES · CIP 24
CONSTRUCTION TRADES · CIP 46
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
PRECISION PRODUCTION · CIP 48
HEALTH PROFESSIONS · CIP 51
Practical Nursing, Vocational Nursing and Nursing Assistants.$43,263Allied Health Diagnostic, Intervention, and Treatment Professions.$56,251Clinical/Medical Laboratory Science/Research and Allied Professions.$36,556Somatic Bodywork and Related Therapeutic Services.$29,003Health and Medical Administrative Services.$41,513Health and Medical Administrative Services.$39,741Somatic Bodywork and Related Therapeutic Services.$14,668
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Saint Paul College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$92,222
Over 40 years, discounted 5.0%
BREAKEVEN
Year 19
First year cumulative discounted earnings cross zero
- Cost per year
- $13,097
- HS-only baseline · MN
- $39,400
- Years to complete
- 2
- CIP family
- 24
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Minnesota
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Saint Paul College graduates earn $X” — not “Saint Paul College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Saint Paul College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.