CIP 5208 · Bachelor's Degree · University of St Thomas

Finance and Financial Management Services at University of St Thomas

Federal outcomes for bachelor's degree graduates of University of St Thomas. 138 completers in the most recent 4-year window (119 in the latest year alone). Median earnings 5 years after completion: $94,691.

MEDIAN EARNINGS · 5Y
$94,691
Minnesota CIP-4 median $73,069
MEDIAN EARNINGS · 4Y
$81,390
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$25,485
At program completion
COMPLETERS · 4Y WINDOW
138
119 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at University of St Thomas

3.6%
0%8% · GE20%+

Median federal debt $25,485 amortized over 10 years vs. median 5-year earnings $94,691.

Statewide CIP-4 peer median

4.6%
0%8% · GE20%+

Same debt against the Minnesota CIP 5208 peer-median earnings $73,069.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$25,485
$27,000$25,48520142018
Median federal debt at program exit.FoS
COMPLETERS · 20142019138
14310920142019
Annual completers (IPEDS C).IPEDS
FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$975,524
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
graduationbreakeven · year 7year 0year 39
Cost per year
$26,471
HS-only baseline · MN
$39,400
Years to complete
4
CIP family
52

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →