+13%
In-state tuition
In-state tuition at University of St Thomas rose 13% between 2021 and 2024 ($48.3k → $54.4k).
Minnesota · Private nonprofit · Predominantly bachelor's
University of St Thomas
Saint Paul, Minnesota. 6,014 undergraduate students. 141 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
Earnings, completion, debt, and enrollment anomalies at University of St Thomas
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at University of St Thomas fell 100% between 2021 and 2024 (0.9% → 0.0%).
+13%
Out-of-state tuition
Out-of-state tuition at University of St Thomas rose 13% between 2021 and 2024 ($48.3k → $54.4k).
+24%
Private nonprofit bachelor's-predominant peer
10-year earnings at University of St Thomas are 24% above the private nonprofit bachelor's-predominant peer median ($73.7k vs $59.6k).
SECTION 01 · OUTCOMES SNAPSHOT
University of St Thomas earnings, debt, and completion vs. the Minnesota median
Each tile compares this institution to the Minnesota median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$73,739+18% · 6→10y
Minnesota median $48,321$62,412
Treasury earnings · 6y post-entry75.2%+17% · '97→'24
Minnesota median 54.7%$19,500+106% · '97→'20
At program completion6,014+30% · '96→'24
latest IPEDS86.3%+4% · '04→'24
first-time, full-time84.9%+5% · '01→'24
latest cohort$52,284+214% · '00→'24
out-of-state $52,284SECTION 02 · EARNINGS HORIZONS
How University of St Thomas earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings at University of St Thomas
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.5%Median federal debt $19,500 amortized over 10 years vs. median earnings $73,739 (10y after entry).
SECTION 04 · LONG ARC
University of St Thomas enrollment, completion, and debt over time
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+47%
University of St Thomas · completion · 100% rose
46.0% → 67.5%
+30%
University of St Thomas · undergrad enrollment rose
4,814 → 6,245
+214%
University of St Thomas · in-state tuition rose
$17,313 → $54,398
+214%
University of St Thomas · out-of-state tuition rose
$17,313 → $54,398
+106%
University of St Thomas · median debt rose
$11,264 → $23,250
-100%
University of St Thomas · cohort default rate fell
2.1% → 0.0%
+65%
University of St Thomas · pell share rose
13.2% → 21.8%
+35%
University of St Thomas · earnings_median_10yr rose
$54,600 → $73,739
+45%
University of St Thomas · earnings_median_8yr rose
$48,800 → $70,906
+43%
University of St Thomas · earnings_median_6yr rose
$43,700 → $62,412
SECTION 05 · PROGRAMS
University of St Thomas programs ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Business Administration, Management and Operations$139,066Computer and Information Sciences, General$123,642Education, Other$121,236Mechanical Engineering$106,795Electrical, Electronics and Communications Engineering$104,912Computer Science$100,656Management Sciences and Quantitative Methods$99,241Real Estate$98,337Finance and Financial Management Services$94,691Criminal Justice and Corrections$94,620Mechanical Engineering$92,439Accounting and Related Services$89,852Entrepreneurial and Small Business Operations$86,169Law$83,800Business Administration, Management and Operations$79,513Economics$78,183Marketing$76,644Human Resources Management and Services$75,925Educational Administration and Supervision$70,221Social Work$70,173Special Education and Teaching$69,048Criminology$68,406Biology, General$67,999Theological and Ministerial Studies$67,934
Showing top 24 of 34 ranked programs.
SECTION 06 · BY CIP FAMILY
34 University of St Thomas programs with earnings, grouped by field
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGINEERING · CIP 14
LEGAL PROFESSIONS · CIP 22
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PHILOSOPHY & RELIGIOUS STUDIES · CIP 38
THEOLOGY & RELIGIOUS VOCATIONS · CIP 39
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business Administration, Management and Operations$139,066Business Administration, Management and Operations$79,513Finance and Financial Management Services$94,691Marketing$76,644Accounting and Related Services$89,852Management Sciences and Quantitative Methods$99,241Entrepreneurial and Small Business Operations$86,169Human Resources Management and Services$75,925Real Estate$98,337
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at University of St Thomas
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$1,520,460
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $26,471
- HS-only baseline · MN
- $39,400
- Years to complete
- 6
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Institutions similar to University of St Thomas in Minnesota
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“University of St Thomas graduates earn $X” — not “University of St Thomas makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of St Thomas caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.