+21%
Median federal debt at exit
Median federal debt at exit at Southern Missouri Technical Institute rose 21% between 2016 and 2018 ($6.8k → $8.2k).
Missouri · Public · Predominantly certificates
Southern Missouri Technical Institute
West Plains, Missouri. 58 undergraduate students. 6 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Southern Missouri Technical Institute
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Southern Missouri Technical Institute fell 100% between 2021 and 2024 (7.5% → 0.0%).
-12%
150%-time completion
150%-time completion at Southern Missouri Technical Institute fell 12% between 2006 and 2009 (91.3% → 80.7%).
+61%
Undergraduate enrollment
Undergraduate enrollment at Southern Missouri Technical Institute rose 61% between 2021 and 2024 (56 → 90).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Missouri
Each tile compares this institution to the Missouri median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$31,460-8% · 6→10y
Missouri median $40,979$34,305
Treasury earnings · 6y post-entry88.9%-12% · '98→'09
Missouri median 59.3%$8,994+79% · '00→'18
At program completion58
latest IPEDS85.7%+5% · '04→'24
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.8%Median federal debt $8,994 amortized over 10 years vs. median earnings $31,460 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+45%
Southern Missouri Technical Institute · undergrad enrollment rose
0 → 90
+79%
Southern Missouri Technical Institute · median debt rose
$4,601 → $8,249
-100%
Southern Missouri Technical Institute · cohort default rate fell
35.1% → 0.0%
+37%
Southern Missouri Technical Institute · earnings_median_10yr rose
$23,000 → $31,460
+57%
Southern Missouri Technical Institute · earnings_median_8yr rose
$23,200 → $36,350
+48%
Southern Missouri Technical Institute · earnings_median_6yr rose
$23,200 → $34,305
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Southern Missouri Technical Institute
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma at Southern Missouri Technical Institute(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Missouri
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Southern Missouri Technical Institute graduates earn $X” — not “Southern Missouri Technical Institute makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Southern Missouri Technical Institute caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.