-7pp
150%-time completion
150%-time completion fell 7 pp at Fortis Institute-Wayne vs the 2003–2007 baseline (62.6% vs 69.9%).
New Jersey · Private for-profit · Predominantly certificates
Fortis Institute-Wayne
Wayne, New Jersey. 404 undergraduate students. 11 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Fortis Institute-Wayne
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Fortis Institute-Wayne fell 100% between 2021 and 2024 (5.6% → 0.0%).
+20%
First-year retention
First-year retention at Fortis Institute-Wayne rose 20% between 2021 and 2024 (72.2% → 86.4%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New Jersey
Each tile compares this institution to the New Jersey median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$36,920+14% · 6→10y
New Jersey median $46,742$32,479
Treasury earnings · 6y post-entry62.6%+11984% · '98→'09
New Jersey median 62.0%$9,100+114% · '97→'20
At program completion404+17% · '96→'24
latest IPEDS65.7%+4% · '04→'24
first-time, full-time—+2% · '02→'09
latest cohort—±0% · '04→'06
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.3%Median federal debt $9,100 amortized over 10 years vs. median earnings $36,920 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+1366%
Fortis Institute-Wayne · completion · 150% rose
0.6% → 68.9%
+114%
Fortis Institute-Wayne · median debt rose
$4,442 → $9,500
-100%
Fortis Institute-Wayne · cohort default rate fell
15.1% → 0.0%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Dental Support Services and Allied Professions.$88,828Biology Technician/Biotechnology Laboratory Technician.$54,132Electrical/Electronics Maintenance and Repair Technology.$47,093Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR).$46,888Health and Medical Administrative Services.$38,106Allied Health and Medical Assisting Services.$33,309Dental Support Services and Allied Professions.$32,876Somatic Bodywork and Related Therapeutic Services.$24,145
SECTION 06 · BY CIP FAMILY
8 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
SCIENCE TECHNOLOGIES · CIP 41
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Fortis Institute-Wayne
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$152,549
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $22,893
- HS-only baseline · NJ
- $41,700
- Years to complete
- 1
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New Jersey
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Fortis Institute-Wayne graduates earn $X” — not “Fortis Institute-Wayne makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Fortis Institute-Wayne caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.