+12%
In-state tuition
In-state tuition at Ramapo College of New Jersey rose 12% between 2021 and 2024 ($15.0k → $16.8k).
New Jersey · Public · Predominantly bachelor's
Ramapo College of New Jersey
Mahwah, New Jersey. 4,664 undergraduate students. 63 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
Earnings, completion, debt, and enrollment anomalies at Ramapo College of New Jersey
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Ramapo College of New Jersey fell 100% between 2021 and 2024 (0.7% → 0.0%).
+12%
Out-of-state tuition
Out-of-state tuition at Ramapo College of New Jersey rose 12% between 2021 and 2024 ($24.7k → $27.7k).
+39%
100%-time completion
100%-time completion at Ramapo College of New Jersey rose 39% between 2006 and 2009 (44.3% → 61.7%).
SECTION 01 · OUTCOMES SNAPSHOT
Ramapo College of New Jersey earnings, debt, and completion vs. the New Jersey median
Each tile compares this institution to the New Jersey median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$67,541+25% · 6→10y
New Jersey median $46,742$53,872
Treasury earnings · 6y post-entry71.9%+83% · '97→'24
New Jersey median 62.0%$15,000+217% · '97→'20
At program completion4,664+24% · '96→'24
latest IPEDS87.1%-6% · '04→'24
first-time, full-time73.2%+22% · '01→'09
latest cohort$15,978+198% · '00→'24
out-of-state $26,388SECTION 02 · EARNINGS HORIZONS
How Ramapo College of New Jersey earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings at Ramapo College of New Jersey
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.0%Median federal debt $15,000 amortized over 10 years vs. median earnings $67,541 (10y after entry).
SECTION 04 · LONG ARC
Ramapo College of New Jersey enrollment, completion, and debt over time
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+83%
Ramapo College of New Jersey · completion · 150% rose
38.1% → 69.8%
+374%
Ramapo College of New Jersey · completion · 100% rose
13.0% → 61.7%
+24%
Ramapo College of New Jersey · undergrad enrollment rose
3,947 → 4,898
+198%
Ramapo College of New Jersey · in-state tuition rose
$5,638 → $16,777
+216%
Ramapo College of New Jersey · out-of-state tuition rose
$8,763 → $27,708
+217%
Ramapo College of New Jersey · median debt rose
$6,625 → $21,000
-100%
Ramapo College of New Jersey · cohort default rate fell
5.4% → 0.0%
+57%
Ramapo College of New Jersey · pell share rose
18.0% → 28.2%
+34%
Ramapo College of New Jersey · earnings_median_10yr rose
$50,500 → $67,541
+35%
Ramapo College of New Jersey · earnings_median_6yr rose
$39,900 → $53,872
SECTION 05 · PROGRAMS
Ramapo College of New Jersey programs ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Business Administration, Management and Operations$141,690Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing$101,973Educational Administration and Supervision$96,075Accounting and Related Services$91,549Education, Other$78,355Biology, General$73,412Information Science/Studies$73,164Legal Professions and Studies, Other$71,357Business Administration, Management and Operations$70,884Mathematics$66,559Area Studies$61,051Social Work$58,059History$57,644Sociology$57,252Psychology, General$56,873Communication and Media Studies$56,765Liberal Arts and Sciences, General Studies and Humanities$55,423Linguistic, Comparative, and Related Language Studies and Services$54,685Natural Resources Conservation and Research$51,397Fine and Studio Arts$49,456Music$40,909Drama/Theatre Arts and Stagecraft$38,493
SECTION 06 · BY CIP FAMILY
22 Ramapo College of New Jersey programs with earnings, grouped by field
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
FOREIGN LANGUAGES · CIP 16
LEGAL PROFESSIONS · CIP 22
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
PSYCHOLOGY · CIP 42
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
AREA, ETHNIC & CULTURAL STUDIES · CIP 05
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Ramapo College of New Jersey
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$513,763
Over 40 years, discounted 5.0%
BREAKEVEN
Year 9
First year cumulative discounted earnings cross zero
- Cost per year
- $18,536
- HS-only baseline · NJ
- $41,700
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Institutions similar to Ramapo College of New Jersey in New Jersey
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Ramapo College of New Jersey graduates earn $X” — not “Ramapo College of New Jersey makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Ramapo College of New Jersey caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.