Albuquerque, New Mexico. 16,686 undergraduate students. 245 programs in the federal Field-of-Study dataset.
UNITID 187985 · OPEID 002663 · IPEDS HDVINTAGE · COLLEGE SCORECARD · 2025-05 · HISTORY 1996–2024
ANOMALY ENGINE · NOTABLE SIGNALS
Earnings, completion, debt, and enrollment anomalies at UNM
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
LONG-ARC SHIFT · TRENDING WORSE+31%
Out-of-state tuition
Out-of-state tuition at University of New Mexico-Main Campus rose 31% between 2021 and 2024 ($25.2k → $33.1k).
LONG-ARC SHIFT · TRENDING BETTER-100%
3-year cohort default rate
3-year cohort default rate at University of New Mexico-Main Campus fell 100% between 2021 and 2024 (2.6% → 0.0%).
LONG-ARC SHIFT · TRENDING WORSE+28%
In-state tuition
In-state tuition at University of New Mexico-Main Campus rose 28% between 2021 and 2024 ($7.9k → $10.1k).
PEER OUTLIER · TRENDING BETTER+15%
Public bachelor's-predominant peer
10-year earnings at University of New Mexico-Main Campus are 15% above the public bachelor's-predominant peer median ($44.8k vs $39.1k).
SECTION 01 · OUTCOMES SNAPSHOT
UNM earnings, debt, and completion vs. the New Mexico median
Each tile compares this institution to the New Mexico median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
MEDIAN EARNINGS · 10Y
$44,792+21% · 6→10y
New Mexico median $36,869
MEDIAN EARNINGS · 6Y
$37,150
Treasury earnings · 6y post-entry
COMPLETION · 150%
52.5%+47% · '97→'24
New Mexico median 39.2%
MEDIAN FEDERAL DEBT
$13,698+247% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
16,686+15% · '96→'24
latest IPEDS
RETENTION
72.9%+2% · '04→'24
first-time, full-time
ADMISSION RATE
95.5%+26% · '01→'24
latest cohort
IN-STATE TUITION
$8,115+263% · '00→'24
out-of-state $26,450
SECTION 02 · EARNINGS HORIZONS
How UNM earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings at UNM
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.1%
0%8% · GE20%+
Median federal debt $13,698 amortized over 10 years vs. median earnings $44,792 (10y after entry).
SECTION 04 · LONG ARC
UNM enrollment, completion, and debt over time
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
UNDERGRAD · 1996–202417,244
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997–202454.7%
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 1997–2020$18,450
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 1997→2024+47%
UNM · completion · 150% rose
37.2% → 54.7%
COMPLETION · 100% · 1997→2024+337%
UNM · completion · 100% rose
8.6% → 37.5%
IN-STATE TUITION · 2000→2024+263%
UNM · in-state tuition rose
$2,795 → $10,140
OUT-OF-STATE TUITION · 2000→2024+213%
UNM · out-of-state tuition rose
$10,548 → $33,060
MEDIAN DEBT · 1997→2020+247%
UNM · median debt rose
$5,315 → $18,450
COHORT DEFAULT RATE · 2011→2024-100%
UNM · cohort default rate fell
7.4% → 0.0%
PELL SHARE · 2008→2024+44%
UNM · pell share rose
26.8% → 38.7%
EARNINGS_MEDIAN_6YR · 2003→2020+23%
UNM · earnings_median_6yr rose
$30,100 → $37,150
SECTION 05 · PROGRAMS
UNM programs ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$561,544
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
Cost per year
$18,586
HS-only baseline · NM
$33,800
Years to complete
4
CIP family
52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Institutions similar to UNM in New Mexico
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
“UNM graduates earn $X” — not “UNM makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending UNM caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.