-53%
150%-time completion
150%-time completion at Mid-Atlantic Christian University fell 52% between 2021 and 2024 (43.6% → 20.8%).
North Carolina · Private nonprofit · Predominantly bachelor's
Mid-Atlantic Christian University
Elizabeth City, North Carolina. 161 undergraduate students. 14 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Mid-Atlantic Christian University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-45%
100%-time completion
100%-time completion at Mid-Atlantic Christian University fell 45% between 2021 and 2024 (25.0% → 13.7%).
+17%
Median federal debt at exit
Median federal debt at exit at Mid-Atlantic Christian University rose 17% between 2017 and 2020 ($23.0k → $27.0k).
-12%
First-year retention
First-year retention at Mid-Atlantic Christian University fell 12% between 2021 and 2024 (36.0% → 31.6%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. North Carolina
Each tile compares this institution to the North Carolina median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$38,342+28% · 6→10y
North Carolina median $36,030$29,887
Treasury earnings · 6y post-entry42.6%-49% · '97→'24
North Carolina median 46.1%$9,500+929% · '97→'20
At program completion161-13% · '96→'24
latest IPEDS47.6%-46% · '04→'24
first-time, full-time76.2%-5% · '01→'24
latest cohort$17,280+189% · '00→'24
out-of-state $17,280SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.3%Median federal debt $9,500 amortized over 10 years vs. median earnings $38,342 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-49%
Mid-Atlantic Christian University · completion · 150% fell
40.7% → 20.8%
-54%
Mid-Atlantic Christian University · completion · 100% fell
29.6% → 13.7%
-46%
Mid-Atlantic Christian University · retention fell
59.0% → 31.6%
+189%
Mid-Atlantic Christian University · in-state tuition rose
$5,970 → $17,280
+189%
Mid-Atlantic Christian University · out-of-state tuition rose
$5,970 → $17,280
+929%
Mid-Atlantic Christian University · median debt rose
$2,625 → $27,000
-100%
Mid-Atlantic Christian University · cohort default rate fell
14.2% → 0.0%
+31%
Mid-Atlantic Christian University · earnings_median_10yr rose
$29,200 → $38,342
+51%
Mid-Atlantic Christian University · earnings_median_8yr rose
$26,500 → $40,049
+25%
Mid-Atlantic Christian University · earnings_median_6yr rose
$24,000 → $29,887
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
1 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
THEOLOGY & RELIGIOUS VOCATIONS · CIP 39
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Mid-Atlantic Christian University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$129,602
Over 40 years, discounted 5.0%
BREAKEVEN
Year 21
First year cumulative discounted earnings cross zero
- Cost per year
- $25,011
- HS-only baseline · NC
- $35,600
- Years to complete
- 4
- CIP family
- 39
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in North Carolina
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Mid-Atlantic Christian University graduates earn $X” — not “Mid-Atlantic Christian University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Mid-Atlantic Christian University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.